Photo: Billy Hathorn · CC BY-SA 3.0FEMA expects more hazard damage per building in Hebbronville than in 82% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Hebbronville gets a C− for hazard risk: higher expected damage per building than 82% of U.S. towns, #576 of 642 in Texas. Most of that expected damage is river and rain flooding (83%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Hebbronville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Hebbronville’s grade
River and rain flooding is 83% of the building damage FEMA expects in Hebbronville, and Hebbronville’s rate of river and rain flooding damage is higher than 88% of U.S. census tracts. Next is hurricanes at 9% (higher than 83% of U.S. census tracts).
C− #576 of 642 in Texas; higher expected damage per building than 82% of U.S. towns (21,298).
Hebbronville’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Texas town has higher expected damage than 50% of U.S. towns; within the state, Hebbronville has more expected damage per building than 90% of Texas towns.
In dollars, FEMA expects about $6.6M a year in losses across Hebbronville: $1.5M to buildings, the rest to people and crops.
Does Hebbronville flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Hebbronville. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Hebbronville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jim Hogg County.2 federal disasters brought FEMA money to Hebbronville
Disasters that paid out in Hebbronville itself (aid to households or repair grants to Hebbronville), newest first, with that year’s flood claims.
- 2021Severe Winter Storms55 households applied for aid$33K aid approved
- 2010Hurricane Alex220 households applied for aid$247K aid approved
Jim Hogg County has had 16 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Jim Hogg County, 2008–2008.
Old photos of Hebbronville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Hebbronville archive →Hebbronville and its neighbors
Hebbronville has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Hebbronville | C−more damage than 82% | river and rain flooding | 0 |
| Las Lomitas | — | 118 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Hebbronville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Hebbronville
Is Hebbronville at risk for natural disasters?
On FEMA’s National Risk Index, Hebbronville has higher expected damage per building than 82% of U.S. towns: C− for hazard risk, #576 of 642 in Texas. Most of the expected damage is river and rain flooding (83%) and hurricanes (9%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Hebbronville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Jim Hogg County, 0.6% of all homes carry federal flood insurance.
How much is flood insurance in Hebbronville?
FEMA’s Community Rating System list shows no discount for Hebbronville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Hebbronville?
By FEMA money that reached Hebbronville, Hurricane Alex (2010): 220 households applied for aid, $247K approved.
Is Hebbronville at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (83%), and Hebbronville’s rate for it is higher than 88% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Hebbronville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hebbronville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.