Storms, floods and disasters in Grey Forest
Grey Forest isn’t graded for hazard risk: Grey Forest has 640 residents; we grade towns of 1,000 or more. Flood insurance has paid 7 claims here since 1994.
What Grey Forest faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Grey Forest flood? Rarely: 7 flood claims since 1994
Every paid claim on a federal flood insurance policy in Grey Forest, from FEMA’s records.
- The Torrential rain2 claims · $10K
- Tropical Storm Erin2 claims · $30K
Grey Forest isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bexar County.2 federal disasters brought FEMA money to Grey Forest
Disasters that paid out in Grey Forest itself (aid to households or repair grants to the City of Grey Forest), newest first, with that year’s flood claims.
- 2002Severe Storms and Flooding$84K to the City of Grey Forest for repairs2 flood claims paid that year
- 1998Tx-flooding 10/18/98$26K to the City of Grey Forest for repairs1 flood claim paid that year
Bexar County has had 22 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 4 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Bexar County, 2006–2025.
Old photos of Grey Forest after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Grey Forest archive →Get ready for what Grey Forest faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Grey Forest
Does Grey Forest flood?
Flood insurance has paid 7 claims in Grey Forest since 1994, $51K in all. 1 properties have flooded more than once. The most claims came from Torrential rain (2).
Is Grey Forest in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Bexar County, 28% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.
How much is flood insurance in Grey Forest?
FEMA’s Community Rating System list shows no discount for Grey Forest’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Grey Forest?
By FEMA money that reached Grey Forest, Severe Storms and Flooding (2002): $84K to the City of Grey Forest for repairs. By flood claims, Torrential rain: 2 paid, $10K.
Storm stories
Memories, warnings and help from neighbors in Grey Forest.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Grey Forest’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.