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–Not graded
Natural hazards in Devers · FEMA

Storms, floods and disasters in Devers

Devers isn’t graded for hazard risk: Devers has 386 residents; we grade towns of 1,000 or more. Flood insurance has paid 8 claims here since 2017.

Flood claims
8
paid since 2017 · $306K
Disasters paid out here
8
of 31 declared for Liberty County
By hazard

What Devers faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

47%of expected building damage
Below average · lower than 62% of U.S. census tracts
Recorded about 2 times a year in the area

Hurricanes

36%of expected building damage
Well above average · higher than 89% of U.S. census tracts
Recorded about once every 6 years in the area

Tornadoes

11%of expected building damage
Well above average · higher than 87% of U.S. census tracts
Recorded about once every 9 years in the area
Smaller shares here
 Wildfire Ice storms Strong wind Earthquakes Hail Winter storms Cold waves Lightning Coastal flooding Heat waves Landslides
FEMA models no building damage here
AvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts tornadoes at 24% of Devers’ expected losses. Tornadoes do little damage to buildings (10.8%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Devers flood? Rarely: 8 flood claims since 2017

Every paid claim on a federal flood insurance policy in Devers, from FEMA’s records.

Paid flood claims, by year
2017: 2 claims2018: 0 claims2019: 6 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims20172019
20172026
Biggest named events
  • Tropical Storm Imelda6 claims · $267K
  • Hurricane Harvey2 claims · $39K
8
paid claims since 2017
$306K
paid to owners
0
homes flooded more than once
$38K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Devers isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Liberty County.
Disasters

8 federal disasters brought FEMA money to Devers

Disasters that paid out in Devers itself (aid to households or repair grants to the City of Devers), newest first, with that year’s flood claims.

  1. 2024Hurricane Beryl45 households applied for aid$28K aid approved
  2. 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding6 households applied for aid$29K aid approved
  3. 2021Severe Winter Storms9 households applied for aid$9K aid approved
  4. 2019Tropical Storm Imelda50 households applied for aid$232K aid approved6 flood claims paid for it, $267K
  5. 2017Hurricane Harvey119 households applied for aid$345K aid approved$10K to the City of Devers for repairs2 flood claims paid for it, $39K
  6. 2008Hurricane Ike207 households applied for aid$295K aid approved$20K to the City of Devers for repairs
Show all 8
  1. 2005Hurricane Rita366 households applied for aid$518K aid approved$53K to the City of Devers for repairs
  2. 2002Severe Storms, Tornadoes and Flooding2 households applied for aid$1K aid approved
Disasters declared, by decade
Paid out in DeversLiberty County only

Liberty County has had 31 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Liberty County, 2000–2000.

Were you here?

Old photos of Devers after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Devers archive →
Be ready

Get ready for what Devers faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Devers

Does Devers flood?

Flood insurance has paid 8 claims in Devers since 2017, $306K in all. The most claims came from Tropical Storm Imelda (6).

Is Devers in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Liberty County, 19% of homes in mapped flood zones carry federal flood insurance, and 5.9% of all homes do.

How much is flood insurance in Devers?

FEMA’s Community Rating System list shows no discount for Devers’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Devers?

By FEMA money that reached Devers, Hurricane Rita (2005): 366 households applied for aid, $518K approved, and $53K to the City of Devers for repairs. By flood claims, Tropical Storm Imelda: 6 paid, $267K.

Storm stories

Memories, warnings and help from neighbors in Devers.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Devers’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.