For hail, Crowley’s building-damage rate is in the top 2% of U.S. census tracts
On FEMA’s National Risk Index, Crowley gets a B for hazard risk: lower expected damage per building than 58% of U.S. towns, #255 of 642 in Texas. Most of that expected damage is river and rain flooding (55%), then hail (28%). Flood insurance has paid 2 claims here since 1981.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Crowley’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Crowley faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Crowley’s grade
River and rain flooding is 55% of the building damage FEMA expects in Crowley, and Crowley’s rate of river and rain flooding damage is lower than 67% of U.S. census tracts. Hail adds 28%, at a rate in the top 2% of U.S. census tracts.
B #255 of 642 in Texas; lower expected damage per building than 58% of U.S. towns (21,298).
Crowley’s residents live in 7 census tracts; FEMA’s figures are combined by where they live.
The typical Texas town has higher expected damage than 50% of U.S. towns; within the state, Crowley has less expected damage per building than 60% of Texas towns.
In dollars, FEMA expects about $4.2M a year in losses across Crowley: $2.6M to buildings, the rest to people and crops.
Does Crowley flood? Rarely: 2 flood claims since 1981
Every paid claim on a federal flood insurance policy in Crowley, from FEMA’s records: 0.3 per 1,000 homes, fewer than 95% of the 13,809 U.S. towns with a flood insurance record.
Crowley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Tarrant County.2 federal disasters brought FEMA money to Crowley
Disasters that paid out in Crowley itself (aid to households or repair grants to the City of Crowley), newest first, with that year’s flood claims.
- 2021Severe Winter Storms568 households applied for aid$235K aid approved
- 2015Severe Storms, Tornadoes, Straight-line Winds and Flooding1 households applied for aid$292 aid approved
Tarrant County has had 21 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Tarrant County, 2005–2005.
Old photos of Crowley after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Crowley archive →Crowley and its neighbors
Crowley has the lowest expected damage per building of the 3 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Crowley | Bless damage than 58% | river and rain flooding | 2 |
| Burleson | Bless damage than 57% | river and rain flooding | 40 |
| Fort Worth | B−less damage than 55% | river and rain flooding | 482 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Crowley faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Crowley
Is Crowley at risk for natural disasters?
On FEMA’s National Risk Index, Crowley has lower expected damage per building than 58% of U.S. towns: B for hazard risk, #255 of 642 in Texas. Most of the expected damage is river and rain flooding (55%) and hail (28%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Crowley flood?
Flood insurance has paid 2 claims in Crowley since 1981, $11K in all, or 0.3 per 1,000 homes, fewer than 95% of U.S. towns with a flood insurance record.
Is Crowley in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Tarrant County, 0.9% of all homes carry federal flood insurance.
How much is flood insurance in Crowley?
FEMA’s Community Rating System list shows no discount for Crowley’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Crowley?
By FEMA money that reached Crowley, Severe Winter Storms (2021): 568 households applied for aid, $235K approved.
Is Crowley at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (55%), and Crowley’s rate for it is lower than 67% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Crowley.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Crowley’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.