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Commerce
Texas›Hunt County

CommerceTX

A town of 9,928, established in 1872.

President's House · Photo: Michael Barera · CC BY-SA 4.0
Photo of Commerce

Commerce, TX · President's House · Photo: Michael Barera · CC BY-SA 4.0

Is Commerce a good place to live?

Commerce gives you more for your money than most places: a typical home costs about $210K, 2.3 years of the Dallas metro’s $90K median household income. It grades C+ overall, 269th among Texas's 640 graded towns. The low prices come with trade-offs. The median household income is $44K, and 23% of residents live below the poverty line, and its schools rank behind 75% of the state's. On the plus side, it is easier to get around on foot or by transit than 90% of U.S. towns. 23% of residents live below the poverty line in Commerce, against 12% in Texas’ towns and 9.6% across U.S. towns. Commerce is home to East Texas A&M University. Commerce's civic life (library use, community groups, volunteering) trails 93% of U.S. towns.

What makes Commerce stand out

Where Commerce beats most towns.

College town

36% of Commerce is in college

College Scorecard · IPEDS

How Commerce grades

Each subject compared with towns across the country (schools within Texas), ordered by how far Commerce is from typical.

How grading works

Its grades run from A+ for cost of living (better than 95% of comparable towns) to D for jobs and income (better than 14%), so the C+ overall blends very different results.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

President's House
President's House · National Register of Historic Places
Commerce’s story

154 years in pictures

Census counts: 810 in 1890, 9,090 in 2020. The archive holds 6 old photos and papers going back to 1908 and 2 maps from 1985 on.

1 place on the National Register of Historic Places.

  • 1872Commerce is established
Explore the history →
Getting set up

Moving to Commerce: who provides what

Who provides power, water and the rest in Commerce, and how to reach them.

The full setup list →
PowerOncorEIAHIFLD · EIA
WaterCity of Commerce water system2 health-based violations in 5 years · EPAEPA
Internet9 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Commerce’s trash rules yet
SchoolsCommerce Independent School DistrictWhich school depends on your addressNCES
Register to voteIn personTexas has no online registration; you can register in person until 30 days before Election Day or by mail (postmarked 30 days before).vote.gov
Who runs elections hereHunt County Early Voting ClerkHunt County; contacts on the Handbook page.FVAP, Sep 2026
ZIP code7542875428 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Commerce.

Commerce trades lower home prices for longer drives to work, is shaped by its college students and is healthier than towns with similar incomes.

Who lives here

Commerce stands out in Texas and nationally, with the median age lower than most

35.6% of residents are enrolled in college, against 6.2% statewide, which pulls the median age down. The median household earns $44,386, against $78,476 across Texas, one input to its D for jobs and income.

Here, 30% of adults 25 and older have a bachelor’s degree, against 34% in Texas as a whole. 9,928 people lived in Commerce by the Census Bureau’s 2025 estimate, 9.3% more than in 2020. For residents in the town, the share who are under 18 is 15%. Adults 18 to 34 are 52% of residents (24% statewide); adults 35 to 64 are 26% of residents (38% statewide).

26.1median age · TX 35.6
CommerceTexas townsU.S. towns
Median age26.1 years35.9 years40.5 years
Under 1815%26%22%
Aged 65 or older6.9%14%18%
Bachelor’s degree or more, 25+30%23%29%
CommerceTexasUnited States

Ages · share of residents

Education · adults 25 and older

No diploma16%
High school21%
Some college25%
Associate’s9%
Bachelor’s17%
Graduate13%

Women and men · all residents

54% women, 46% men

About 85 men for every 100 women (the survey’s margin: ±2.7 points). Across Texas, 50.1% of residents are women.

Ages and education in Commerce
CommerceTXU.S.
Under 1010.7%13.3%11.6%
10 to 174.5%11.7%10.3%
18 to 2433.3%9.7%9.1%
25 to 3418.7%14.5%13.7%
35 to 447.9%14.1%13.2%
45 to 5412.1%12.3%12.2%
55 to 646%11.1%12.7%
65 to 744.6%8.2%10.2%
75 and older2.3%5.2%7%
No diploma15.8%14%10.4%
High school20.5%24.3%26%
Some college24.7%20.1%19.1%
Associate’s9%7.7%8.8%
Bachelor’s17.1%21.5%21.6%
Graduate12.9%12.3%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates

SchoolsC

Commerce earns a C for schools

Of its 4 schools, two are listed below, each with the reason. The largest public high school is Commerce H S, with 456 students. Its public schools are run by Commerce ISD.

25%of TX districts it outscoresCSchool Grade
SchoolLevelStudentsLetter
Commerce ElLargest public elementary schoolGrades PK–2Grades PK–2430–
Commerce H SLargest public high schoolGrades 9–12Grades 9–12456B−

NCES · EDFacts · graded within TX on state tests and graduation

Natural hazardsHazard risk grade A−

Top of a very low hazard risk in Commerce: tornadoes

Commerce’s natural-hazard score from FEMA is 19 of 100. Paid flood insurance claims here since 1997: 2. FEMA puts 39% of the town’s expected hazard losses down to tornadoes, and 21% to inland flooding. Also worth knowing: households locally have drawn federal disaster aid in 3 declared disasters, most recently in 2021.

19risk score of 100
FEMA risk score
19Very low riskLowerHigher
TornadoesInland floodingCold waves
2
paid flood claims since 1997
3
federal disasters paid out here

FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

SafetyC

More crime per resident in Commerce than in 74% of U.S. towns

Reported crimes fell from 228 to 138 over the last three FBI years, a drop beyond ordinary year-to-year swings.

Commerce’s rate of reported violence comes in at 3.8 per 1,000 residents. Its level of property crime is 10 per 1,000 residents.

26%of U.S. towns report more crimeCSafety Grade
CommerceTexas townsU.S. towns
Violent crimes per 1,000 (2025)3.8 per 1,000 residents1.91.6
Property crimes per 1,000 (2025)10 per 1,000 residents10.79.9

Violent crime per 1,000 residents

Commerce3.8
Texas3.5
U.S.3.3

Property crime per 1,000 residents

Commerce10
Texas18.1
U.S.15.5
26th
percentile among U.S. towns we grade
29th
percentile among TX towns
38
violent crimes reported in 2025
100
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HousingCost of living grade A+

Commerce earns an A+ for cost of living

Homes are within reach (about $210K for the typical one, A+ for cost of living), but half of working residents commute more than 42 miles. At 2.3 years of the Dallas metro’s $90K median household income, the typical home (about $210K) costs less against local pay than in 87% of Texas towns; that ratio is one input to that grade.

In Commerce, the rent at the middle of the market is $909 a month. A typical home here is worth about $210,000, down 4.5% in a year, 29% below the Texas typical home. Among households in the town, 42% are owner-occupiers.

$210KZillow home value
CommerceTexas townsU.S. towns
Households that own their home42%69%73%
Median rent$909 a month$1,208 a month$1,185 a month

Typical home value

Commerce$210K
Texas$296K
Market temperature
Buyer’s marketA balanced marketBuyer’sSeller’s
69
days on market
93.3%
sale-to-list price
−4.5%
value change, 1 year
8
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

Mild winters and hot summers: that is Commerce’s year

January nights average 33.9°: milder than most of the country, but colder than 76% of Texas places with climate records; July afternoons average 93.8°.

Commerce’s midsummer high stands at 94°F. About 1 inches of snow falls in a winter.

1″snow a winter
CommerceTexas townsU.S. towns
July high94°F95°F85°F
January low34°F37°F22°F

Typical low → high °F

Winter36–57°
Spring53–74°
Summer72–93°
Fall54–77°
Nov 14
typical first frost
Mar 15
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HealthC

A larger share of adults in Commerce report frequent mental distress than in the typical Texas or U.S. town

Against the 3,790 U.S. towns with household incomes like Commerce’s, it is healthier than 82%, so its C isn’t only a matter of income.

In Commerce, 29% of adults get no exercise outside work. Only 6 of the 641 Texas towns we compare have a higher share of adults who have been diagnosed with depression than Commerce. Among adults in the town, 28% worry about having enough food and 72% had a checkup this year. This Texas town does better than the Texas average on 5 of 31 CDC measures and worse on 13.

35%healthier than U.S. townsCHealth Grade
CommerceTexas townsU.S. towns
Frequent mental distress (CDC PLACES)24%18%17%
Food insecurity (CDC PLACES)28%20%14%
Yearly checkup (CDC PLACES)72%74%79%
Depression (CDC PLACES)27%22%23%
31 measures vs. Texas
5 better13 too close to call13 worse
What stands outCommerceTX
Fewer adults who have had cancer4.5%6.1%
Fewer adults with diabetes10.3%12.7%
More older adults who have lost all their teeth21%12.5%
Hunt Regional Medical Center
15.3 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
50th
percentile among TX towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade D

About one in four working residents works right in Commerce

Commerce has about as many jobs (4,261) as working residents, but only 860 people both live and work here. The average commute takes 19.9 minutes, against 26.7 across Texas.

The top destinations are Greenville (10%), Dallas (9%) and Sulphur Springs (3%). About one worker in four stays in Commerce for work. In Commerce, the average trip to work is 20 minutes.

24%work in town
CommerceTexas townsU.S. towns
Working residents who work in town24%8.3%8%
Average trip to work20 minutes25 minutes25 minutes
Median household income$44,000$69,000$80,000
Work from home7.7%9.7%11%

Where working residents work

In Commerce24%
Greenville10%
Dallas9%
Sulphur Springs3%
Plano3%
42 mi
median commute distance
4,261
jobs based in Commerce
Balanced
jobs vs. working residents
A
Walkability grade: more walkable than 90% of U.S. towns

Census LEHD 2023 · ACS

OutdoorsC

Open space protected for good: 1.5% of Commerce

Count the trails in 3 parks and preserves and they come to 0.7 miles. The biggest park or preserve is Centennial Park, at 26 acres. For Commerce, the trail density is 0.1 miles per square mile.

1.5%conserved
CommerceTexas townsU.S. towns
Miles of trail per square mile0.1 miles per square mile0.30.4
Conserved land1.5%1.9%4.3%
1.5%
conserved · 79 of 5,350 acres
0.7 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Centennial Park—26
2. City Park—12
3. Ivory Moore Park—11

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Nearby attractions

Audie Murphy American Cotton Museum and 4 more within 40 miles

Museums, parks, gardens and other places to visit around Commerce. Close and well known come first.

All 31 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Audie Murphy American Cotton Museum: Michael Barera, CC BY-SA 4.0 · Southwest Dairy Museum: Michael Barera, CC BY-SA 4.0 · Lamar County Historical Museum: Michael Barera, CC BY-SA 4.0 · Hopkins County Museum and Heritage Park: Michael Barera, CC BY-SA 4.0

Keep exploring

Everything we know about Commerce

20pages on Commerce
After high school

Colleges nearby

1 within 15 miles of the center of Commerce

A growing town

Commerce has grown 23% since 2010

8,078 counted in 2010 and 9,090 in 2020; an estimated 9,928 in 2025.

Growth hasn’t slowed: 9.3% since 2020, after 12.5% in the decade before.

8,0782010
9,0902020
9,9282025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

Famous people from Commerce

9 notable people were born in Commerce.

See all 9 →

About Commerce

City in Texas, United States

Official town website ↗

Commerce is a city in Hunt County, Texas, United States, situated on the eastern edge of North Texas and the western edge of East Texas, within the Texas Blackland Prairies. Located 45 miles (72 km) south of the Texas/Oklahoma border, Commerce is the second-largest city in Hunt County, Part of the greater dallas metro area, with a population of 9,090 at the 2020 census. East Texas A&M University, a four-year university of more than 12,000 students, has been in Commerce since 1894. Commerce is one of the smallest college towns in Texas.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
8.6 sq mi
Elevation
554 ft
ZIP code
75428, 75429
Area code
903

Questions about Commerce

Short answers, built from the data on this page.

Is Commerce, TX a good place to live?

Commerce grades C+ overall, better than 37% of U.S. towns and #269 of 640 in Texas. It grades C for health, C for safety and C for schools. Jobs & income is its weak spot, with a D.

Is Commerce, TX expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A+.

What is Commerce, TX known for?

Commerce was established in 1872 and has 1 place on the National Register of Historic Places. 9 notable people were born here, including Claire Lee Chennault and Gene Edwards.