FEMA expects less hazard damage per building in Clint than almost anywhere in the U.S., led by river and rain flooding
On FEMA’s National Risk Index, Clint gets an A+ for hazard risk: among the lowest expected damage per building of U.S. towns. Most of that expected damage is river and rain flooding (46%), then hail (38%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Clint faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Clint’s grade
River and rain flooding is 46% of the building damage FEMA expects in Clint, and Clint’s rate of river and rain flooding damage is among the lowest of U.S. census tracts. Hail adds 38%, at a rate in the top 8% of U.S. census tracts.
A+ among the lowest expected damage per building of U.S. towns (21,298).
All of Clint’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $102K a year in losses across Clint: $55K to buildings, the rest to people and crops.
Does Clint flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Clint. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Clint isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: El Paso County.1 federal disaster brought FEMA money to Clint
Disasters that paid out in Clint itself (aid to households or repair grants to the Town of Clint), newest first, with that year’s flood claims.
- 2006Severe Storms and Flooding61 households applied for aid$26K aid approved
El Paso County has had 10 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Clint after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Clint archive →Clint and its neighbors
Clint has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Clint | A+among the lowest damage | river and rain flooding | 0 |
| Morning Glory | — | 431 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Clint faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Clint
Is Clint at risk for natural disasters?
On FEMA’s National Risk Index, Clint has among the lowest expected damage per building of U.S. towns: A+ for hazard risk. Most of the expected damage is river and rain flooding (46%) and hail (38%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Clint in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In El Paso County, 1.1% of all homes carry federal flood insurance.
How much is flood insurance in Clint?
FEMA’s Community Rating System list shows no discount for Clint’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Clint?
By FEMA money that reached Clint, Severe Storms and Flooding (2006): 61 households applied for aid, $26K approved.
Is Clint at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (46%), and Clint’s rate for it is among the lowest of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Clint.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Clint’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.