Less hazard damage per building is expected in Canutillo than in 94% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Canutillo gets an A for hazard risk: lower expected damage per building than 94% of U.S. towns, #26 of 642 in Texas. Most of that expected damage is river and rain flooding (72%), then hail (21%). Flood insurance has paid 1 claim here since 2006.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Canutillo faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Canutillo’s grade
River and rain flooding is 72% of the building damage FEMA expects in Canutillo, and Canutillo’s rate of river and rain flooding damage is lower than 82% of U.S. census tracts. Hail adds 21%, at a rate in the top 7% of U.S. census tracts.
A #26 of 642 in Texas; lower expected damage per building than 94% of U.S. towns (21,298).
Canutillo’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.
The typical Texas town has higher expected damage than 50% of U.S. towns; within the state, Canutillo has less expected damage per building than 96% of Texas towns.
In dollars, FEMA expects about $932K a year in losses across Canutillo: $599K to buildings, the rest to people and crops.
Does Canutillo flood? Rarely: 1 flood claim since 2006
Every paid claim on a federal flood insurance policy in Canutillo, from FEMA’s records: 0.5 per 1,000 homes, fewer than 89% of the 13,809 U.S. towns with a flood insurance record.
Canutillo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: El Paso County.1 federal disaster brought FEMA money to Canutillo
Disasters that paid out in Canutillo itself (aid to households or repair grants to Canutillo), newest first, with that year’s flood claims.
- 2006Severe Storms and Flooding352 households applied for aid$1.3M aid approved1 flood claim paid that year
El Paso County has had 10 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Canutillo after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Canutillo archive →Canutillo and its neighbors
Canutillo is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Canutillo faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Canutillo
Is Canutillo at risk for natural disasters?
On FEMA’s National Risk Index, Canutillo has lower expected damage per building than 94% of U.S. towns: A for hazard risk, #26 of 642 in Texas. Most of the expected damage is river and rain flooding (72%) and hail (21%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Canutillo flood?
Flood insurance has paid 1 claim in Canutillo since 2006, $87K in all, or 0.5 per 1,000 homes, fewer than 89% of U.S. towns with a flood insurance record.
Is Canutillo in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In El Paso County, 1.1% of all homes carry federal flood insurance.
How much is flood insurance in Canutillo?
FEMA’s Community Rating System list shows no discount for Canutillo’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Canutillo?
By FEMA money that reached Canutillo, Severe Storms and Flooding (2006): 352 households applied for aid, $1.3M approved.
Is Canutillo at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (72%), and Canutillo’s rate for it is lower than 82% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Canutillo.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Canutillo’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.