Photo: Djmaschek · CC BY-SA 4.0Storms, floods and disasters in Bonney
Bonney isn’t graded for hazard risk: Bonney has 251 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 1992.
What Bonney faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Bonney flood? Rarely: 2 flood claims since 1992
Every paid claim on a federal flood insurance policy in Bonney, from FEMA’s records.
- Hurricane Harvey1 claim · $87K
Bonney isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Brazoria County.1 federal disaster brought FEMA money to Bonney
Disasters that paid out in Bonney itself (aid to households or repair grants to the Village of Bonney), newest first, with that year’s flood claims.
- 2008Hurricane Ike$7K to the Village of Bonney for repairs
Brazoria County has had 28 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Bonney after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Bonney archive →Get ready for what Bonney faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Bonney
Does Bonney flood?
Flood insurance has paid 2 claims in Bonney since 1992, $98K in all. The most claims came from Hurricane Harvey (1).
Is Bonney in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Brazoria County, 43% of homes in mapped flood zones carry federal flood insurance, and 22.5% of all homes do.
How much is flood insurance in Bonney?
FEMA’s Community Rating System list shows no discount for Bonney’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Bonney?
By FEMA money that reached Bonney, Hurricane Ike (2008): $7K to the Village of Bonney for repairs. By flood claims, Hurricane Harvey: 1 paid, $87K.
Storm stories
Memories, warnings and help from neighbors in Bonney.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Bonney’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.