Photo: Billy Hathorn at en.wikipedia · CC BY-SA 3.0FEMA expects more hazard damage per building in Beeville than in 81% of U.S. towns, mostly from hurricanes
On FEMA’s National Risk Index, Beeville gets a C− for hazard risk: higher expected damage per building than 81% of U.S. towns, #562 of 642 in Texas. Most of that expected damage is hurricanes (60%), then river and rain flooding (32%). Flood insurance has paid 17 claims here since 1981.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Beeville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Beeville’s grade
Hurricanes are 60% of the building damage FEMA expects in Beeville, and Beeville’s rate of hurricanes damage is in the top 6% of U.S. census tracts. Next is river and rain flooding at 32% (lower than 67% of U.S. census tracts).
C− #562 of 642 in Texas; higher expected damage per building than 81% of U.S. towns (21,298).
Beeville’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.
The typical Texas town has higher expected damage than 50% of U.S. towns; within the state, Beeville has more expected damage per building than 88% of Texas towns.
In dollars, FEMA expects about $6.7M a year in losses across Beeville: $4.6M to buildings, the rest to people and crops.
Does Beeville flood? Sometimes: 17 flood claims since 1981
Every paid claim on a federal flood insurance policy in Beeville, from FEMA’s records: 3.0 per 1,000 homes, fewer than 52% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Allison1 claim · $50K
- The Heavy rains1 claim · $24K
- The Thunderstorms1 claim · $4K
Beeville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bee County.4 federal disasters brought FEMA money to Beeville
Disasters that paid out in Beeville itself (aid to households or repair grants to the City of Beeville), newest first, with that year’s flood claims.
- 2021Severe Winter Storms514 households applied for aid$261K aid approved$15K to the City of Beeville for repairs1 flood claim paid that year
- 2017Hurricane Harvey1,824 households applied for aid$573K aid approved$218K to the City of Beeville for repairs
- 2007Severe Storms, Tornadoes, and Flooding101 households applied for aid$39K aid approved$22K to the City of Beeville for repairs1 flood claim paid that year
- 2003Hurricane Claudette761 households applied for aid$887K aid approved$107K to the City of Beeville for repairs1 flood claim paid that year
Bee County has had 18 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Beeville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Beeville archive →Beeville and its neighbors
Beeville has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Beeville | C−more damage than 81% | hurricanes | 17 |
| Blue Berry Hill | — | 852 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Beeville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Beeville
Is Beeville at risk for natural disasters?
On FEMA’s National Risk Index, Beeville has higher expected damage per building than 81% of U.S. towns: C− for hazard risk, #562 of 642 in Texas. Most of the expected damage is hurricanes (60%) and river and rain flooding (32%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Beeville flood?
Flood insurance has paid 17 claims in Beeville since 1981, $184K in all, or 3.0 per 1,000 homes, fewer than 52% of U.S. towns with a flood insurance record. 2 properties have flooded more than once. The most claims came from Tropical Storm Allison (1).
Is Beeville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Bee County, 24% of homes in mapped flood zones carry federal flood insurance, and 2.9% of all homes do.
How much is flood insurance in Beeville?
FEMA’s Community Rating System list shows no discount for Beeville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Beeville?
By FEMA money that reached Beeville, Hurricane Claudette (2003): 761 households applied for aid, $887K approved, and $107K to the City of Beeville for repairs. By flood claims, Tropical Storm Allison: 1 paid, $50K.
Is Beeville at risk from hurricanes?
It is the largest share of the building damage FEMA expects here (60%), and Beeville’s rate for it is in the top 6% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Beeville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Beeville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.