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–Not graded
Natural hazards in Bedias · FEMA

Storms, floods and disasters in Bedias

Bedias isn’t graded for hazard risk: Bedias has 478 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
10
of 21 declared for Grimes County
By hazard

What Bedias faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

50%of expected building damage
Below average · lower than 66% of U.S. census tracts
Recorded about once a year in the area

Hurricanes

36%of expected building damage
Well above average · higher than 88% of U.S. census tracts
Recorded about once every 11 years in the area

Tornadoes

9%of expected building damage
Above average · higher than 75% of U.S. census tracts
Recorded about once every 8 years in the area
Smaller shares here
 Wildfire Strong wind Hail Earthquakes Ice storms Cold waves Winter storms Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 25% of Bedias’ expected losses. Cold waves do little damage to buildings (0.1%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bedias flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Bedias. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Bedias isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grimes County.
Disasters

10 federal disasters brought FEMA money to Bedias

Disasters that paid out in Bedias itself (aid to households or repair grants to the City of Bedias), newest first, with that year’s flood claims.

  1. 2024Hurricane Beryl23 households applied for aid$20K aid approved
  2. 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding19 households applied for aid$74K aid approved
  3. 2021Severe Winter Storms109 households applied for aid$103K aid approved
  4. 2017Hurricane Harvey63 households applied for aid$107K aid approved
  5. 2016Severe Storms and Flooding14 households applied for aid$9K aid approved
  6. 2016Severe Storms and Flooding18 households applied for aid$50K aid approved
Show all 10
  1. 2011Wildfires4 households applied for aid$34K aid approved
  2. 2008Hurricane Ike221 households applied for aid$97K aid approved
  3. 2005Hurricane Rita3 households applied for aid$2K aid approved
  4. 2002Severe Storms, Tornadoes and Flooding1 households applied for aid$1K aid approved
Disasters declared, by decade
Paid out in BediasGrimes County only

Grimes County has had 21 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Grimes County, 2011–2011.

Were you here?

Old photos of Bedias after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Bedias archive →
Be ready

Get ready for what Bedias faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Bedias

Is Bedias in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Grimes County, 16% of homes in mapped flood zones carry federal flood insurance, and 2.0% of all homes do.

How much is flood insurance in Bedias?

FEMA’s Community Rating System list shows no discount for Bedias’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Bedias?

By FEMA money that reached Bedias, Hurricane Harvey (2017): 63 households applied for aid, $107K approved.

Storm stories

Memories, warnings and help from neighbors in Bedias.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Bedias’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.