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Tennessee›Humphreys County

WaverlyTN

Photo: Brian Stansberry · CC BY 3.0
Photo of Waverly

Waverly, TN · Photo: Brian Stansberry · CC BY 3.0 · Source ↗

Is Waverly a good place to live?

Waverly grades D overall, 139th among Tennessee's 175 graded towns, mostly because of incomes and health. The median household income is $44K, and 16% of residents live below the poverty line. CDC estimates put its residents' health behind 94% of the country. It also has a long history, with 5 places on the National Register. Waverly’s average trip to work is 38 minutes, above both Tennessee’s towns (25 minutes) and U.S. towns (25 minutes). Only 27 of Tennessee’s 292 towns score lower on hazard risk. Its National Register listings include Hurricane Mills Rural Historic District and Greyhound Half-Way House.

What makes Waverly stand out

Where Waverly beats most towns, and one thing worth knowing.

How Waverly grades

Each subject compared with towns across the country (schools within Tennessee), ordered by how far Waverly is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

James N. Nolan House
James N. Nolan House · National Register of Historic Places
Waverly’s story

189 years in pictures

Census counts: 174 in 1850, 4,297 in 2020. The archive holds 10 old photos and papers going back to 1870 and 4 maps from 1936 on.

4 places on the National Register of Historic Places.

  • 1837Waverly is settled
Explore the history →
Getting set up

Moving to Waverly: who provides what

Who provides power, water and the rest in Waverly, and how to reach them.

The full setup list →
PowerMeriwether Lewis Electric Coop14.2¢/kWh · EIA 2025HIFLD · EIA
WaterWaverly Water DepartmentNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpRecycling CenterIn townOpenStreetMap
SchoolsHumphreys County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Tennessee you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereHumphreys County Election CommissionHumphreys County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code3718537185 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Waverly.

Waverly fares better on crime within Tennessee than nationally and is healthier than towns with similar incomes, but it carries more natural-hazard risk than most of Tennessee (mostly inland flooding).

HealthD

Waverly earns a D for health

Against the 3,606 U.S. towns with household incomes like Waverly’s, it is less healthy than 76%, so its D isn’t only a matter of income.

21% of adults smoke cigarettes in Waverly. Waverly beats the Tennessee average on 0 of 31 CDC measures and trails it on 8. 18% of adults report frequent physical distress in Waverly.

6%healthier than U.S. townsDHealth Grade
WaverlyTennessee townsU.S. towns
Smoke cigarettes (CDC PLACES)21%19%14%
Depression (CDC PLACES)31%29%23%
Frequent physical distress (CDC PLACES)18%16%14%
High blood pressure (CDC PLACES)43%41%35%
31 measures vs. Tennessee
0 better23 too close to call8 worse
What stands outWaverlyTN
More older adults who have lost all their teeth20.1%14.6%
More adults with COPD11.4%8.6%
More adults with heart disease8.9%7%
Ascension Saint Thomas Three Rivers
5 mi away · emergency room
2 of 3
care shortages: primary care, dental
21st
percentile among TN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsC−

On state tests, Waverly’s schools trail 84% of Tennessee districts

Its public schools are run by the Humphreys County school district. Its three schools are below. The largest public high school is Waverly Central High School, with 439 students.

16%of TN districts it outscoresC−School Grade
SchoolLevelStudentsLetter
Waverly Jr High SchoolLargest public middle schoolGrades 4–8Grades 4–8443C
Waverly Central High SchoolLargest public high schoolGrades 9–12Grades 9–12439C+
Waverly ElementaryTop results in townGrades PK–3Grades PK–3414A−

NCES · EDFacts · graded within TN on state tests and graduation

Natural hazardsHazard risk grade C−

Inland flooding leads a high hazard risk in Waverly

FEMA rates its natural-hazard risk higher than 93% of Tennessee towns, with expected losses of about $1,045 per resident a year; that rating is what its C− for hazard risk is built on. 217 flood insurance claims have been filed here, and 41 properties have flooded more than once.

Waverly’s FEMA risk score is 78 of 100. Since 1984, 217 flood insurance claims have been paid out in Waverly.

78risk score of 100
FEMA risk score
78High riskLowerHigher
Inland floodingEarthquakesTornadoes
217
paid flood claims since 1984
8
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HousingCost of living grade B

Waverly’s typical home value is about $240K

The typical Waverly home is worth about $240,000, up 6.2% in a year, 27% below the Tennessee typical home. The median rent in Waverly is $916 a month.

$240KZillow home value
WaverlyTennessee townsU.S. towns
Median rent$916 a month$950 a month$1,185 a month
Households that own their home69%65%73%

Typical home value

Waverly$240K
Tennessee$331K
+6.2%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

Waverly has mild winters and hot summers

Waverly has chilly winters and warm summers, with plenty of rain. July afternoons reach 89°, January nights drop to 28° and about 3 inches of snow falls in a winter.

3″snow a winter

Typical low → high °F

Winter30–50°
Spring46–71°
Summer66–87°
Fall47–71°
Nov 4
typical first frost
Apr 2
typical last frost
+0.9°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade D−

About one in six working residents works right in Waverly

Waverly has about as many jobs (1,656) as working residents, but only 249 people both live and work here. The average commute takes 37.6 minutes, against 25.7 across Tennessee.

Most working residents leave Waverly for work: only 18% work in town. Since 2013, Waverly has added 290 jobs, to 1,656 in 2023. The top destinations are Dickson (11%), Nashville (7%) and Jackson (5%).

18%work in town
WaverlyTennessee townsU.S. towns
Median household income$44,000$61,000$80,000
Working residents who work in town18%12%8%

Where working residents work

In Waverly18%
Dickson11%
Nashville7%
Jackson5%
New Johnsonville4%
25 mi
median commute distance
1,656
jobs based in Waverly
Balanced
jobs vs. working residents
B+
Walkability grade: more walkable than 66% of U.S. towns

Census LEHD 2023 · ACS

SafetyB

Waverly reports less crime per resident than 62% of U.S. towns

At 14 crimes per 1,000 residents a year, it reports less crime than 80% of Tennessee’s graded towns.

Only 8 of the 134 Tennessee towns we compare have a lower property crime rate than Waverly.

62%of U.S. towns report more crimeBSafety Grade
WaverlyTennessee townsU.S. towns
Property crimes per 1,000 (2025)2.7 per 1,000 residents11.59.9
Violent crimes per 1,000 (2025)3.6 per 1,000 residents2.61.6

Violent crime per 1,000 residents

Waverly3.6
Tennessee5
U.S.3.3

Property crime per 1,000 residents

Waverly2.7
Tennessee16.6
U.S.15.5
62nd
percentile among U.S. towns we grade
80th
percentile among TN towns
16
violent crimes reported in 2025
12
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

OutdoorsC

Waverly has set aside 0.8% of its land for conservation

0.7 miles of trail in 2 parks and preserves. The biggest park or preserve is Asbury Park, at 20 acres.

0.8%conserved
WaverlyTennessee townsU.S. towns
Miles of trail per square mile0.1 miles per square mile0.20.4
Conserved land0.8%1.8%4.3%
0.8%
conserved · 43 of 5,575 acres
0.7 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Asbury Park—20
2. Missionary Park—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Waverly

20pages on Waverly
After high school

Colleges nearby

None within 15 miles of Waverly; the nearest are

Landmarks

4 places in Waverly on the National Register of Historic Places.

All landmarks →

Famous people from Waverly

3 notable people were born in Waverly.

See all 3 →

About Waverly

City in Tennessee, United States

Official town website ↗

Waverly is a city in and the county seat of Humphreys County, Tennessee, United States. The population was 4,297 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1838
Area
8.8 sq mi
Elevation
535 ft
ZIP code
37185
Area code
931

Questions about Waverly

Short answers, built from the data on this page.

Is Waverly, TN a good place to live?

Waverly grades D overall, better than 10% of U.S. towns and #139 of 175 in Tennessee. It grades D for health, B for safety and C− for schools. Jobs & income is its weak spot, with a D−.

Is Waverly, TN expensive?

That is 4 years of the area's median household income ($60,616 across the county). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.

What is Waverly, TN known for?

3 notable people were born here, including George Morgan and Murray Bowen.