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Troy-Westbrook-St-tn
Tennessee›Obion County

TroyTN

Photo: Brian Stansberry · CC BY 4.0
Photo of Troy

Troy, TN · Photo: Brian Stansberry · CC BY 4.0 · Source ↗

Is Troy a good place to live?

The best of Troy’s subject grades is an A for cost of living; the weakest is a D for walkability. On hazard risk, just 16 of Tennessee’s 292 towns do worse. The median household income is $52K, and 14% of residents live below the poverty line. Only 23 of Tennessee’s 292 towns score higher on cost of living. Troy’s trail density is 1.8 miles per square mile, above both Tennessee’s towns (0.2) and U.S. towns (0.4). Troy's civic life (library use, community groups, volunteering) trails 92% of U.S. towns. Troy has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Troy stand out

Where Troy beats most towns.

Small town

1,399 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

How Troy grades

Each subject compared with towns across the country (schools within Tennessee), ordered by how far Troy is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Troy Tennessee Historical Marker
Troy Tennessee Historical Marker, 2019
Troy’s story

202 years in pictures

Census counts: 177 in 1850, a low of 177 in 1850, 1,423 in 2020. The archive holds 6 old photos and papers going back to 2019 and 2 maps from 1950 on.

  • 1824Troy is settled
Explore the history →
Getting set up

Moving to Troy: who provides what

Who provides power, water and the rest in Troy, and how to reach them.

The full setup list →
PowerGibson Electric Members13.7¢/kWh · EIA 2025HIFLD · EIA
WaterTroy Water SystemNo health-based violations in 5 years · EPAEPA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNearest public drop-offRepublic Services, 4 miOpenStreetMap
SchoolsObion County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Tennessee you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereObion County Election CommissionObion County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code3826038260 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Troy.

HealthD

Health in Troy trails 86% of U.S. towns

Troy beats the Tennessee average on 0 of 31 CDC measures and trails it on 2. 32% of Troy adults have been diagnosed with depression, where Tennessee’s towns sit at 29% and U.S. towns at 23%. 21% of Troy adults report frequent mental distress.

14%healthier than U.S. townsDHealth Grade
TroyTennessee townsU.S. towns
Depression (CDC PLACES)32%29%23%
Frequent mental distress (CDC PLACES)21%20%17%
Smoke cigarettes (CDC PLACES)20%19%14%
Frequent physical distress (CDC PLACES)17%16%14%
31 measures vs. Tennessee
0 better29 too close to call2 worse
What stands outTroyTN
More older adults who have lost all their teeth27.1%14.6%
Fewer adults seeing a dentist50.9%58.1%
Baptist Memorial Hospital Union City
8.1 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsB+

On state tests, Troy’s schools beat 67% of Tennessee districts

Its public schools are run by the Obion County school district. Its one school is below. The largest public high school is Obion County Central High School, with 652 students.

67%of TN districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Obion County Central High SchoolLargest public high schoolGrades 9–12Grades 9–12652B−

NCES · EDFacts · graded within TN on state tests and graduation

HousingCost of living grade A

The typical home in Troy is valued at about $177K

The typical Troy home is worth about $177,000, up 6.7% in a year, 47% below the Tennessee typical home. The median rent in Troy is $692 a month.

$177KZillow home value
TroyTennessee townsU.S. towns
Median rent$692 a month$947 a month$1,185 a month
Households that own their home71%66%73%

Typical home value

Troy$177K
Tennessee$331K
+6.7%
value change, 1 year
2
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazardsHazard risk grade D

Troy faces a very high natural-hazard risk, led by earthquakes

Expected storm and flood damage is higher than in 83% of U.S. communities.

83risk score of 100
FEMA risk score
83Very high riskLowerHigher
EarthquakesCold wavesInland flooding
7
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade D

Troy has 0.5 jobs for every working resident, so most commute out

Most working residents leave Troy for work: only 4% work in town. Troy’s average trip to work is 19 minutes. Since 2013, Troy has lost 122 jobs, to 282 in 2023.

4%work in town
TroyTennessee townsU.S. towns
Average trip to work19 minutes25 minutes25 minutes
Median household income$52,000$61,000$80,000
Working residents who work in town3.8%12%8%

Where working residents work

In Troy4%
Union City34%
Dyersburg9%
Jackson5%
Nashville4%
16 mi
median commute distance
282
jobs based in Troy
A commuter town
jobs vs. working residents
D
Walkability grade: more walkable than 8% of U.S. towns

Census LEHD 2023 · ACS

Climate

Troy has four seasons and hot summers

Troy has mild winters and warm summers, with plenty of rain. July afternoons reach 89°, January nights drop to 28° and about 6 inches of snow falls in a winter.

6″snow a winter

Typical low → high °F

Winter31–48°
Spring48–69°
Summer67–88°
Fall49–71°
Oct 29
typical first frost
Apr 3
typical last frost
+0.5°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

OutdoorsC+

Troy has set aside 0% of its land for conservation

2.3 miles of trail in 2 parks and preserves.

0%conserved
0%
conserved · 0 of 859 acres
2.3 mi
of trails · 1.8 per sq mi
Biggest places to walkTrailsAcres
1. Troy Trojan Park—12
2. Troy Town Square0.1 mi1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Troy

18pages on Troy
After high school

Colleges nearby

None within 15 miles of Troy; the nearest are

A commuter town

96% of working residents leave Troy for work

Where Troy’s working residents go each day. Line width shows the share.

34% → Union City Union City 34% 9% → Dyersburg Dyersburg 9% 5% → Jackson Jackson 5% 4% → Nashville Nashville 4% 3% → Martin Martin 3% 3% → Tiptonville Tiptonville 3% Troy · 4% stay
282jobs based in Troy
4%of working residents work in town
16 mimedian commute distance

Census LEHD 2023

About Troy

Town in Tennessee, United States

Official town website ↗

Troy is a town in Obion County, Tennessee, United States. The population was 1,423 at the 2020 census. It is part of the Union City, TN–KY Micropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1825
Area
1.5 sq mi
Elevation
377 ft
ZIP code
38260
Area code
731

Questions about Troy

Short answers, built from the data on this page.

Is Troy, TN expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A.