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Tennessee›Lawrence County

LorettoTN

Photo: Brian Stansberry · CC BY 4.0
Photo of Loretto

Loretto, TN · Photo: Brian Stansberry · CC BY 4.0 · Source ↗

Is Loretto a good place to live?

Loretto’s best subject grade is an A− for cost of living; its weakest is a D for health. Only 4 of the 132 Tennessee towns we compare have a lower violent crime rate than Loretto. Loretto has 2 places on the National Register of Historic Places, among them Sacred Heart of Jesus Church and St. Mary's Cemetery. Loretto's civic life (library use, community groups, volunteering) trails 81% of U.S. towns. The biggest park or preserve is Burke Park, at 23 acres. Loretto has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Loretto stand out

Where Loretto beats most towns, and one thing worth knowing.

How Loretto grades

Each subject compared with towns across the country (schools within Tennessee), ordered by how far Loretto is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Sacred Heart of Jesus Church
Sacred Heart of Jesus Church · National Register of Historic Places
Loretto’s story

153 years in pictures

The archive holds 6 old photos and papers going back to 1911.

2 places on the National Register of Historic Places.

  • 1873Loretto is settled
Explore the history →
Getting set up

Moving to Loretto: who provides what

Who provides power, water and the rest in Loretto, and how to reach them.

The full setup list →
PowerCity of Lawrenceburg13.0¢/kWh · EIA 2025HIFLD · EIA
WaterLoretto Water DepartmentNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Loretto’s trash rules yet
SchoolsLawrence County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Tennessee you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereLawrence County Election CommissionLawrence County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code3846938469 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Loretto.

HealthD

Health in Loretto trails 91% of U.S. towns

That puts Loretto where Tennessee’s towns sit at 29% and U.S. towns at 23%. Loretto beats the Tennessee average on 4 of 31 CDC measures and trails it on 8. 18% of Loretto adults report frequent physical distress.

9%healthier than U.S. townsDHealth Grade
LorettoTennessee townsU.S. towns
Depression (CDC PLACES)31%29%23%
Frequent physical distress (CDC PLACES)18%16%14%
High blood pressure (CDC PLACES)43%41%35%
Smoke cigarettes (CDC PLACES)20%19%14%
31 measures vs. Tennessee
4 better19 too close to call8 worse
What stands outLorettoTN
Fewer adults facing housing insecurity10.7%13.3%
Fewer adults facing a utility shut-off7.4%9.1%
More adults with COPD11.6%8.6%
Southern Tennessee Regional Health System Lawrence
14 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsC+

Loretto’s schools rank behind 63% of Tennessee districts

Its public schools are run by the Lawrence County school district. Its two schools are below. The largest public high school is Loretto High School, with 452 students.

37%of TN districts it outscoresC+School Grade
SchoolLevelStudentsLetter
South Lawrence ElementaryLargest public elementary schoolGrades PK–8Grades PK–8624B+
Loretto High SchoolLargest public high schoolGrades 9–12Grades 9–12452C+

NCES · EDFacts · graded within TN on state tests and graduation

HousingCost of living grade A−

Loretto’s typical home value is about $236K

The typical Loretto home is worth about $236,000, up 4.8% in a year, 29% below the Tennessee typical home. 85% of households own their home in Loretto, above both Tennessee’s towns (66%) and U.S. towns (73%). The median rent in Loretto is $737 a month.

$236KZillow home value
LorettoTennessee townsU.S. towns
Households that own their home85%66%73%
Median rent$737 a month$947 a month$1,185 a month

Typical home value

Loretto$236K
Tennessee$331K
+4.8%
value change, 1 year
2
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

Mild winters and hot summers in Loretto

Loretto has mild winters and warm summers, with plenty of rain. Loretto’s July high is 89°F.

1″snow a winter

Typical low → high °F

Winter31–52°
Spring47–72°
Summer65–88°
Fall47–73°
Oct 31
typical first frost
Apr 8
typical last frost
+0.8°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade C

With 0.8 jobs for every working resident, most of Loretto’s workers commute out

Most working residents leave Loretto for work: only 10% work in town. Jobs based in Loretto grew to 596 in 2023, 120 more than in 2013. 8.6% of residents live below the poverty line in Loretto.

10%work in town
LorettoTennessee townsU.S. towns
Average trip to work28 minutes25 minutes25 minutes
Work from home6.8%9.5%11%
Median household income$56,000$61,000$80,000
Below the poverty line8.6%14%9.6%

Where working residents work

In Loretto10%
Lawrenceburg28%
Nashville11%
Florence6%
Muscle Shoals3%
21 mi
median commute distance
596
jobs based in Loretto
Balanced
jobs vs. working residents
C+
Walkability grade: more walkable than 36% of U.S. towns

Census LEHD 2023 · ACS

Safety

Crime reported in Loretto

Loretto's reported crime rate is well below Tennessee's. Only 8 of the 132 Tennessee towns we compare have a lower property crime rate than Loretto. Most reported incidents are property crimes, mainly thefts.

Violent crime per 1,000 residents

Loretto0.6
Tennessee6.5
U.S.3.9

Property crime per 1,000 residents

Loretto4.4
Tennessee24
U.S.19.5
1
violent crimes reported in 2023
8
property crimes reported in 2023

FBI crime data, 2023 · crimes reported to police

Natural hazardsHazard risk grade B−

Moderate risk in Loretto, with tornadoes at the top

Expected storm and flood damage is lower than in 55% of U.S. communities.

45risk score of 100
FEMA risk score
45Moderate riskLowerHigher
TornadoesInland floodingCold waves
2
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

OutdoorsD

Conserved land covers 0% of Loretto

0.0 miles of trail in 2 parks and preserves.

0%conserved
0%
conserved · 0 of 2,430 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Burke Park—23
2. Weathers Park—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Loretto

20pages on Loretto
After high school

Colleges nearby

None within 15 miles of Loretto; the nearest are

About Loretto

City in Tennessee, United States

Official town website ↗

Loretto is a city in Lawrence County, Tennessee, United States. The population was 1,714 at the 2010 census, and 1,739 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
3.9 sq mi
Elevation
823 ft
ZIP code
38469
Area code
931

Questions about Loretto

Short answers, built from the data on this page.

Is Loretto, TN expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.