Photo: Allen Gathman · CC BY-SA 2.0Storms, floods and disasters in Crump
Crump isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Crump yet. Flood insurance has paid 19 claims here since 1990.
What Crump faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Crump flood? Sometimes: 19 flood claims since 1990
Every paid claim on a federal flood insurance policy in Crump, from FEMA’s records.
- The Heavy rains3 claims · $126K
Crump isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hardin County.5 federal disasters brought FEMA money to Crump
Disasters that paid out in Crump itself (aid to households or repair grants to the City of Crump), newest first, with that year’s flood claims.
- 2026Severe Winter Storm13 households applied for aid$7K aid approved
- 2019Severe Storms, Flooding, Landslides, and Mudslides$76K to the City of Crump for repairs4 flood claims paid that year
- 2010Severe Storms, Flooding, Straight-line Winds, and Tornadoes5 households applied for aid$10K aid approved
- 2003Severe Storms, Tornadoes, and Flooding7 households applied for aid$23K aid approved$10K to the City of Crump for repairs4 flood claims paid that year
- 1999Severe Storms, Tornadoes and Flooding$5K to the City of Crump for repairs
Hardin County has had 22 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Crump after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Crump archive →Get ready for what Crump faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Crump
Does Crump flood?
Flood insurance has paid 19 claims in Crump since 1990, $741K in all. 4 properties have flooded more than once. The most claims came from Heavy rains (3).
Is Crump in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hardin County, 13% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.
How much is flood insurance in Crump?
FEMA’s Community Rating System list shows no discount for Crump’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Crump?
By FEMA money that reached Crump, Severe Storms, Flooding, Landslides, and Mudslides (2019): $76K to the City of Crump for repairs. By flood claims, Heavy rains: 3 paid, $126K.
Storm stories
Memories, warnings and help from neighbors in Crump.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Crump’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.