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Town of Atoka Sign, Atoka, Tennessee
Tennessee›Tipton County
Photo of Atoka

Atoka, TN · Photo: Andrew P. Bohrman, Stephanie Bohrman · CC BY-SA 4.0 · Source ↗

Is Atoka a good place to live?

Atoka is a solid, middle-of-the-road choice. It grades B− overall, ranked 48th of 175 in Tennessee, with no subject far below average. Its best mark is safety: crime is low: it reports less per resident than 70% of U.S. towns. It also does better than most on incomes: the median household earns $90K. Its lowest everyday mark is in cost of living: homes are expensive, about $348K for a typical one and 5.2 times the Memphis metro’s $66K median household income. Atoka’s average trip to work is 36 minutes, against 25 minutes in Tennessee’s towns and 25 minutes across U.S. towns. Most errands need a car: it is less walkable than 82% of U.S. towns. Only 8 of the 177 Tennessee towns we compare have a higher January low than Atoka.

What makes Atoka stand out

Where Atoka beats most towns.

A growing town

Atoka has grown 27% since 2010

8,387 counted in 2010 and 10,008 in 2020; an estimated 10,645 in 2025.

Growth hasn’t slowed: 6.3% since 2020, after 19.3% in the decade before.

8,3872010
10,0082020
10,6452025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

How Atoka grades

Each subject compared with towns across the country (schools within Tennessee), ordered by how far Atoka is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Wreckage of Post Office and General Merchandising Store in Atoka, TN. April 22 1928
Wreckage of Post Office and General Merchandising Store in Atoka, TN. April 22 1928, 1928
Atoka’s story

188 years in pictures

Census counts: 245 in 1920, 10,008 in 2020. The archive holds 10 old photos and papers going back to 1888 and 4 maps from 1942 on.

  • 1838Atoka is settled
Explore the history →
Getting set up

Moving to Atoka: who provides what

Who provides power, water and the rest in Atoka, and how to reach them.

The full setup list →
PowerSouthwest Tennessee E M C13.7¢/kWh · EIA 2025HIFLD · EIA
WaterAtoka Water SystemNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNearest public drop-offTipton County Landfill, 3 miOpenStreetMap
SchoolsTipton County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Tennessee you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereTipton County Election CommissionTipton County; contacts on the Handbook page.FVAP, Sep 2025
ZIP codes38004, 3805338004 97% · 38053 3%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Atoka.

Atoka fares better on crime within Tennessee than nationally, looks healthier within Tennessee than nationally and sends most of its workers to Memphis and beyond.

Work & commuteJobs & income grade B+

About half of Atoka’s working residents commute to Memphis

Atoka has 1,313 jobs for its 4,397 working residents: even if every job went to a resident, most would still commute out. The average commute takes 36.2 minutes, against 25.7 across Tennessee.

Most working residents leave Atoka for work: only 4% work in town. Since 2013, Atoka has added 284 jobs, to 1,313 in 2023. 7% of Atoka residents live below the poverty line.

4%work in town
AtokaTennessee townsU.S. towns
Below the poverty line7%14%9.6%
Work from home15%9.5%11%
Median household income$90,000$60,000$80,000
Working residents who work in town3.8%12%8%

Where working residents work

In Atoka4%
Memphis47%
Covington8%
Millington5%
Bartlett4%
22 mi
median commute distance
1,313
jobs based in Atoka
A commuter town
jobs vs. working residents
C−
Walkability grade: more walkable than 18% of U.S. towns

Census LEHD 2023 · ACS

SchoolsB+

On state tests, Atoka’s schools beat 67% of Tennessee districts

Its public schools are run by the Tipton County school district. Its one school is below.

67%of TN districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Atoka Elementary SchoolLargest public elementary schoolGrades PK–5Grades PK–5826A+

NCES · EDFacts · graded within TN on state tests and graduation

OutdoorsC

1% of Atoka is conserved land

2.9 miles of trail in 4 parks and preserves. The biggest park or preserve is Nancy Lane park, at 50 acres.

#69for trails in TN
AtokaTennessee townsU.S. towns
Conserved land1%1.8%4.3%
Miles of trail per square mile0.2 miles per square mile0.20.4
1%
conserved · 77 of 7,779 acres
2.9 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Walker Park1 mi37
2. Pioneer Park0.3 mi6
3. Nancy Lane park0.1 mi50

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SafetyB+

Atoka’s grade for safety is a B+

At 11.3 crimes per 1,000 residents a year, it reports less crime than 88% of Tennessee’s graded towns. Violent crime is rare: 20 reported in 2025, 1.9 per 1,000 residents.

The property crime rate in Atoka is 4 per 1,000 residents.

70%of U.S. towns report more crimeB+Safety Grade
AtokaTennessee townsU.S. towns
Property crimes per 1,000 (2025)4 per 1,000 residents11.59.9
Violent crimes per 1,000 (2025)1.9 per 1,000 residents2.71.6

Violent crime per 1,000 residents

Atoka1.9
Tennessee5
U.S.3.3

Property crime per 1,000 residents

Atoka4
Tennessee16.6
U.S.15.5
70th
percentile among U.S. towns we grade
88th
percentile among TN towns
20
violent crimes reported in 2025
43
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Climate

Mild winters and hot summers in Atoka

Atoka has mild winters and warm summers, with plenty of rain. Atoka’s July high is 90°F.

2″snow a winter

Typical low → high °F

Winter33–51°
Spring51–71°
Summer70–89°
Fall51–73°
Nov 4
typical first frost
Mar 27
typical last frost
+0.7°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

More middle-aged adults than Tennessee overall

Adults 35 to 64 are 46% of residents (38% statewide); people 65 and older are 12% of residents (17% statewide). 35% of adults 25 and older hold a bachelor’s degree or more in Atoka. Atoka has grown 6.3% since 2020, to 10,645 residents in the Census Bureau’s 2025 estimate.

39.1median age · TN 38.9
AtokaTennessee townsU.S. towns
Aged 65 or older12%18%18%
Bachelor’s degree or more, 25+35%23%29%
Median age39.1 years40 years40.5 years
AtokaTennesseeUnited States

Ages · share of residents

Education · adults 25 and older

No diploma5%
High school28%
Some college18%
Associate’s14%
Bachelor’s25%
Graduate10%

Women and men · all residents

50% women, 50% men

That’s an even split within the survey’s margin of ±2.9 points. Across Tennessee, 50.9% of residents are women.

Ages and education in Atoka
AtokaTNU.S.
Under 1010.7%11.9%11.6%
10 to 1712.1%10.3%10.3%
18 to 246.9%8.9%9.1%
25 to 3412.3%13.8%13.7%
35 to 4417.2%12.8%13.2%
45 to 5416.1%12.4%12.2%
55 to 6412.5%12.8%12.7%
65 to 747.3%10.3%10.2%
75 and older4.9%6.7%7%
No diploma4.9%10%10.4%
High school28.3%31.2%26%
Some college17.8%19.9%19.1%
Associate’s13.7%7.9%8.8%
Bachelor’s25%19.4%21.6%
Graduate10.3%11.7%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates

HealthC+

Health in Atoka trails 57% of U.S. towns

Within Tennessee it is healthier than 73% of the 176 graded towns: much of Tennessee scores lower on these measures. Against the 9,978 U.S. towns with household incomes like Atoka’s, it is less healthy than 72%, so it trails even them.

Atoka beats the Tennessee average on 11 of 31 CDC measures and trails it on 0.

43%healthier than U.S. townsC+Health Grade
AtokaTennessee townsU.S. towns
Obesity (CDC PLACES)42%39%35%
Depression (CDC PLACES)29%29%23%
Sleep under 7 hours (CDC PLACES)40%38%36%
Get no exercise (CDC PLACES)23%28%25%
31 measures vs. Tennessee
11 better20 too close to call0 worse
What stands outAtokaTN
Fewer older adults who have lost all their teeth10.7%14.6%
Fewer adults with heart disease5.4%7%
Baptist Memorial Hospital Tipton
9.6 mi away · emergency room
2 of 3
care shortages: primary care, dental
73rd
percentile among TN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade C+

Inland flooding leads a moderate hazard risk in Atoka

Expected storm and flood damage is higher than in 56% of U.S. communities. Since 2009, 17 flood insurance claims have been paid out in Atoka.

56risk score of 100
FEMA risk score
56Moderate riskLowerHigher
Inland floodingTornadoesEarthquakes
17
paid flood claims since 2009
9
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HousingCost of living grade C+

Atoka’s grade for cost of living is a C+

The typical Atoka home is worth about $348,000, about the same as a year ago, 5% above the Tennessee typical home.

$348KZillow home value
AtokaTennessee townsU.S. towns
Households that own their home85%65%73%
Median rent$1,237 a month$944 a month$1,185 a month

Typical home value

Atoka$348K
Tennessee$331K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
27
days on market
100.2%
sale-to-list price
+0.3%
value change, 1 year
13
homes sold in May

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Atoka

19pages on Atoka
After high school

Colleges nearby

None within 15 miles of Atoka; the nearest are

A commuter town

96% of working residents leave Atoka for work

Where Atoka’s working residents go each day. Line width shows the share.

47% → Memphis Memphis 47% 8% → Covington Covington 8% 5% → Millington Millington 5% 4% → Bartlett Bartlett 4% 3% → Nashville Nashville 3% 2% → Collierville Collierville 2% Atoka · 4% stay
1,313jobs based in Atoka
4%of working residents work in town
22 mimedian commute distance

Census LEHD 2023

About Atoka

Town in Tipton County, Tennessee, United States

Official town website ↗

Atoka () is a town in Tipton County, Tennessee, United States. In 1888, Atoka was a stop on the Newport News & Mississippi Valley Railroad. Today the City of New Orleans Amtrak passenger train makes its daily route between New Orleans and Chicago, through Atoka. The population was 10,008 at the 2020 census, making the Town of Atoka the largest municipality in Tipton County. Historians and genealogists can trace Atoka's origins back to the 1838 charter of Portersville. Atoka adopted Portersville's charter as its own. World War I Medal of Honor recipient Sgt. Joseph B. Adkison lived in Atoka, and he is buried nearby. Five public parks exist within the town limits. The town has grown significa…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1838
Area
12 sq mi
Elevation
433 ft
ZIP code
38004
Area code
901

Atoka’s neighbors

2 towns share a border with Atoka.

Explore the map →
How the neighbors grade
TownTN rankOverallCostSafetySchoolsHealth
Atoka#48B−C+B+B+C+
Munford#84CB−B−B+C
Brighton#100CB—B+C−

Brighton reports no FBI crime data of its own. Compare Atoka with a neighbor →

Questions about Atoka

Short answers, built from the data on this page.

Is Atoka, TN a good place to live?

Atoka grades B− overall, better than 49% of U.S. towns and #48 of 175 in Tennessee. It grades C+ for health, B+ for safety and B+ for schools. Walkability is its weak spot, with a C−.

Is Atoka, TN expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.