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Redlin Art Center
South Dakota›Codington County
Photo: Bp0 at English Wikipedia · Public domain
Photo of Watertown

Watertown, SD · Photo: Bp0 at English Wikipedia · Public domain · Source ↗

Is Watertown a good place to live?

Watertown gives you more for your money than most places: homes are within reach, about $311K for a typical one, or 4.3 years of the Watertown area’s $73K median household income. It grades B overall, ranked 18th of 35 in South Dakota. On the plus side, it has 10 miles of trail. 67% of working residents work locally in Watertown, where South Dakota’s towns sit at 29% and U.S. towns at 8%. Its National Register listings include Mellette House and Carnegie Free Public Library. Only 1 of the 35 South Dakota towns we compare have a lower July high than Watertown.

StrongestA−Outdoors

What makes Watertown stand out

Where Watertown beats most towns.

Carnegie Free Public Library
Carnegie Free Public Library · National Register of Historic Places
Watertown’s story

147 years in pictures

Census counts: 746 in 1880, 22,655 in 2020. The archive holds 3 old photos and papers going back to 1883 and 2 maps from 1969 on.

28 places on the National Register of Historic Places.

  • 1879Watertown is settled
Explore the history →

How Watertown grades

Each subject compared with towns across the country (schools within South Dakota), ordered by how far Watertown is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Watertown: who provides what

Who provides power, water and the rest in Watertown, and how to reach them.

The full setup list →
PowerWatertown Municipal Utilities9.3¢/kWh · EIA 2025HIFLD · EIA
WaterWatertown Municipal UtilitiesNo health-based violations in 5 years · EPAEPA
Internet7 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressTown pickup · day by addressTown site
SchoolsWatertown School District 14-4Which school depends on your addressNCES
Register to voteIn personSouth Dakota has no online registration; you can register in person until 15 days before Election Day or by mail (received 15 days before).vote.gov
Who runs elections hereCodington County AuditorCodington County; contacts on the Handbook page.FVAP, Jul 2023
ZIP code5720157201 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Watertown.

Watertown is healthier than towns with similar incomes and fares better on crime within South Dakota than nationally, but it has a long record of flood insurance claims.

SchoolsB+

Public schools in Watertown beat 67% of South Dakota districts

Its public schools are run by the Watertown School District 14-4. Three of its 10 schools are below, each with why it’s listed.

67%of SD districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Watertown Middle School - 02Largest public middle schoolGrades 7–8Grades 7–8575B
Watertown High School - 01Largest public high schoolGrades 9–12Grades 9–121,222B
Lincoln Elementary - 05Top results in townGrades 1–4Grades 1–4361A+

NCES · EDFacts · graded within SD on state tests and graduation

Climate

Compared with most of South Dakota and the rest of the country, a typical January night in Watertown is colder

Watertown’s January low is 2°F. Watertown has cold, snowy winters and pleasant summers.

41″snow a winter

Typical low → high °F

Winter6–24°
Spring31–53°
Summer57–79°
Fall34–56°
Sep 30
typical first frost
May 7
typical last frost
+1.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade C

Watertown faces a high natural-hazard risk, led by inland flooding

369 flood insurance claims have been filed here, and 33 properties have flooded more than once.

Expected storm and flood damage is higher than in 65% of U.S. communities. Since 1979, 369 flood insurance claims have been paid out in Watertown.

65risk score of 100
FEMA risk score
65High riskLowerHigher
Inland floodingCold wavesTornadoes
369
paid flood claims since 1979
9
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade B

About two in three of Watertown’s working residents work in town

The average trip to work in Watertown is 13 minutes. The top destinations are Sioux Falls (9%), Brookings (2%) and Sheridan Township (1%). 4.8% of Watertown workers work from home.

67%work in town
WatertownSouth Dakota townsU.S. towns
Average trip to work13 minutes17 minutes25 minutes
Work from home4.8%6.8%11%
Median household income$70,000$72,000$80,000

Where working residents work

In Watertown67%
Sioux Falls9%
Brookings2%
Sheridan Township1%
Rauville Township1%
3 mi
median commute distance
13,680
jobs based in Watertown
Balanced
jobs vs. working residents
B
Walkability grade: more walkable than 65% of U.S. towns

Census LEHD 2023 · ACS

HealthB

Watertown ranks healthier than 58% of the country’s towns

Against the 10,488 U.S. towns with household incomes like Watertown’s, it is healthier than 74%, so its B isn’t only a matter of income. Within South Dakota it is less healthy than 85% of the 35 graded towns: South Dakota sets a high bar.

Watertown tracks South Dakota closely on all 26 CDC measures. 30% of adults sleep under 7 hours in Watertown.

58%healthier than U.S. townsBHealth Grade
WatertownSouth Dakota townsU.S. towns
Sleep under 7 hours (CDC PLACES)30%30%36%
Smoke cigarettes (CDC PLACES)16%14%14%
Binge drink (CDC PLACES)19%19%16%
Get no exercise (CDC PLACES)26%22%25%
26 measures vs. South Dakota
0 better26 too close to call0 worse
Prairie Lakes Healthcare System
1.8 mi away · emergency room
1 of 3
care shortages: mental health
15th
percentile among SD towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsA−

3.3% of Watertown is conserved land

9.7 miles of trail in 30 parks and preserves. The biggest park or preserve is Memorial Park, at 74 acres.

#23for trails in SD
WatertownSouth Dakota townsU.S. towns
Miles of trail per square mile0.4 miles per square mile0.60.4
Conserved land3.3%3.2%4.3%
3.3%
conserved · 546 of 16,792 acres
9.7 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. Conservation Park1.5 mi29
2. Anza Soccer Complex0.7 mi43
3. Bramble Park0.6 mi68

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SafetyC+

Watertown sees more crime per resident than 57% of U.S. towns

At 21.7 crimes per 1,000 residents a year, it reports less crime than 55% of South Dakota’s graded towns. Reported crimes fell from 456 to 217 over the last three FBI years, a drop beyond ordinary year-to-year swings.

43%of U.S. towns report more crimeC+Safety Grade

Violent crime per 1,000 residents

Watertown1.8
South Dakota3.3
U.S.3.3

Property crime per 1,000 residents

Watertown7.3
South Dakota14.3
U.S.15.5
43rd
percentile among U.S. towns we grade
55th
percentile among SD towns
43
violent crimes reported in 2025
174
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HousingCost of living grade B+

Watertown’s grade for cost of living is a B+

Typical home values rose 4.6% in the year to September 2026.

$311KZillow home value
WatertownSouth Dakota townsU.S. towns
Renters paying 30%+ of income on rent36%39%48%
Households that own their home65%68%73%
Median rent$942 a month$963 a month$1,185 a month

Typical home value

Watertown$311K
South Dakota$318K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
44
days on market
98.4%
sale-to-list price
+4.6%
value change, 1 year
31
homes sold in May

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Watertown

20pages on Watertown
After high school

Colleges nearby

1 within 15 miles of the center of Watertown

College town

Lake Area Technical College calls Watertown home

College Scorecard · IPEDS

Landmarks

28 places in Watertown on the National Register of Historic Places.

All landmarks →

Famous people from Watertown

25 notable people were born in Watertown.

See all 25 →

About Watertown

City in South Dakota, United States

Official town website ↗

Watertown is a city in and the county seat of Codington County, South Dakota, United States. Watertown is home to the Redlin Art Center, which houses many of the works of wildlife artist Terry Redlin. Watertown is between Pelican Lake and Lake Kampeska, from which Redlin derived inspiration for his artwork. The population was 22,655 at the 2020 census, making Watertown South Dakota's 5th-most populous city. It is also the principal city of the Watertown Micropolitan Statistical Area, which includes all of Codington County. It is home to the Bramble Park Zoo. Watertown's residential real estate is considered the most expensive in South Dakota for cities of its size; the median price for a ho…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1879
Area
26 sq mi
Elevation
1,742 ft
ZIP code
57201
Area code
605

Watertown’s neighbors

5 towns share a border with Watertown.

Explore the map →
How the neighbors grade
TownSD rankOverallCostSafetySchoolsHealth
Watertown#18BB+C+B+B
Lake Township——————
Elmira Township——————
Sheridan Township——————
Pelican Township——————
Richland Township——————

Lake Township, Elmira Township, Sheridan Township, Pelican Township and Richland Township aren’t graded (fewer than 1,000 residents, or not enough data). Compare Watertown with a neighbor →

Questions about Watertown

Short answers, built from the data on this page.

Is Watertown, SD a good place to live?

By most measures, yes. Watertown grades B overall, better than 64% of U.S. towns and #18 of 35 in South Dakota. It grades B for health, C+ for safety and B+ for schools.

Is Watertown, SD expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B+.

What is Watertown, SD known for?

25 notable people were born here, including Kristi Noem and Patrick Spencer Johnson.