Springdale Township’s building-damage rate from tornadoes is in the top 1% of U.S. census tracts
On FEMA’s National Risk Index, Springdale Township gets a B− for hazard risk: higher expected damage per building than 55% of U.S. towns. Most of that expected damage is river and rain flooding (63%), then tornadoes (23%). Flood insurance has paid 1 claim here since 2024.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Springdale Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Springdale Township’s grade
River and rain flooding is 63% of the building damage FEMA expects in Springdale Township, and Springdale Township’s rate of river and rain flooding damage is higher than 53% of U.S. census tracts. Tornadoes add 23%, at a rate in the top 1% of U.S. census tracts.
B− higher expected damage per building than 55% of U.S. towns (21,298).
Springdale Township’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $1.8M a year in losses across Springdale Township: $1.2M to buildings, the rest to people and crops.
Does Springdale Township flood? Rarely: 1 flood claim since 2024
Every paid claim on a federal flood insurance policy in Springdale Township, from FEMA’s records: 1.7 per 1,000 homes, fewer than 66% of the 13,809 U.S. towns with a flood insurance record.
- The June Midwest Flooding1 claim · $8K
Springdale Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lincoln County.The storms Springdale Township remembers
None of the 14 disasters declared for Lincoln County shows FEMA aid or repair money reaching Springdale Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20241 flood claims paidThe year of Severe Storms, Straight-line Winds, and Flooding, declared for Lincoln County
Lincoln County has had 14 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Springdale Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Springdale Township archive →Springdale Township and its neighbors
Springdale Township is 4th of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Sioux Falls | Bless damage than 62% | river and rain flooding | 153 |
| Delapre Township | Bless damage than 58% | river and rain flooding | 1 |
| Harrisburg | B−more damage than 51% | river and rain flooding | 2 |
| Springdale Township | B−more damage than 55% | river and rain flooding | 1 |
| Dayton Township | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Springdale Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Springdale Township
Is Springdale Township at risk for natural disasters?
On FEMA’s National Risk Index, Springdale Township has higher expected damage per building than 55% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (63%) and tornadoes (23%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Springdale Township flood?
Flood insurance has paid 1 claim in Springdale Township since 2024, $8K in all, or 1.7 per 1,000 homes, fewer than 66% of U.S. towns with a flood insurance record. The most claims came from June Midwest Flooding (1).
Is Springdale Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lincoln County, 18% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Springdale Township?
FEMA’s Community Rating System list shows no discount for Springdale Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Springdale Township?
By flood claims, June Midwest Flooding: 1 paid, $8K.
Is Springdale Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (63%), and Springdale Township’s rate for it is higher than 53% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Springdale Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Springdale Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.