Spink County Courthouse · Photo: JERRYE AND ROY KLOTZ MD · CC BY-SA 3.0On FEMA’s figures, Redfield faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Redfield gets a B for hazard risk: lower expected damage per building than 60% of U.S. towns. Most of that expected damage is river and rain flooding (76%), then tornadoes (14%). Flood insurance has paid 8 claims here since 1997.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Redfield faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Redfield’s grade
River and rain flooding is 76% of the building damage FEMA expects in Redfield, and Redfield’s rate of river and rain flooding damage is higher than 54% of U.S. census tracts. Ice storms add 3%, at a rate in the top 7% of U.S. census tracts.
B lower expected damage per building than 60% of U.S. towns (21,298).
All of Redfield’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $1.6M a year in losses across Redfield: $683K to buildings, the rest to people and crops.
Does Redfield flood? Rarely: 8 flood claims since 1997
Every paid claim on a federal flood insurance policy in Redfield, from FEMA’s records: 7.3 per 1,000 homes, more than 68% of the 13,809 U.S. towns with a flood insurance record.
Redfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Spink County.4 federal disasters brought FEMA money to Redfield
Disasters that paid out in Redfield itself (aid to households or repair grants to the City of Redfield), newest first, with that year’s flood claims.
- 2019Severe Winter Storm, Snowstorm, and Flooding$6K to the City of Redfield for repairs2 flood claims paid that year
- 2010Flooding$2K to the City of Redfield for repairs1 flood claim paid that year
- 2007Severe Storms, Tornadoes, and Flooding177 households applied for aid$152K aid approved$16K to the City of Redfield for repairs1 flood claim paid that year
- 2005Severe Winter Storm$375 to the City of Redfield for repairs
Spink County has had 20 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Redfield after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Redfield archive →Get ready for what Redfield faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Redfield
Is Redfield at risk for natural disasters?
On FEMA’s National Risk Index, Redfield has lower expected damage per building than 60% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (76%) and tornadoes (14%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Redfield flood?
Flood insurance has paid 8 claims in Redfield since 1997, $145K in all, or 7.3 per 1,000 homes, more than 68% of U.S. towns with a flood insurance record. 1 properties have flooded more than once.
Is Redfield in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Spink County, 3% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Redfield?
FEMA’s Community Rating System list shows no discount for Redfield’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Redfield?
By FEMA money that reached Redfield, Severe Storms, Tornadoes, and Flooding (2007): 177 households applied for aid, $152K approved, and $16K to the City of Redfield for repairs.
Is Redfield at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (76%), and Redfield’s rate for it is higher than 54% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Redfield.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Redfield’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.