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–Not graded
Natural hazards in Glover Township · FEMA

Storms, floods and disasters in Glover Township

Glover Township isn’t graded for hazard risk: Glover Township has 29 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2011.

Flood claims
2
paid since 2011 · $2K
Disasters paid out here
4
of 17 declared for Edmunds County
By hazard

What Glover Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

54%of expected building damage
Well below average · lower than 82% of U.S. census tracts
Recorded about once a year in the area

Wildfire

13%of expected building damage
Well above average · in the top 5% of U.S. census tracts

Tornadoes

12%of expected building damage
Above average · higher than 73% of U.S. census tracts
Recorded about once every 4 years in the area

Hail

6%of expected building damage
Well above average · higher than 84% of U.S. census tracts
Recorded about 4 times a year in the area
Smaller shares here
 Ice storms Earthquakes Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 26% of Glover Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Glover Township flood? Rarely: 2 flood claims since 2011

Every paid claim on a federal flood insurance policy in Glover Township, from FEMA’s records.

Paid flood claims, by year
2011: 2 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2011
20112026
Biggest named events
  • The Late spring storms2 claims · $2K
2
paid claims since 2011
$2K
paid to owners
0
homes flooded more than once
$1K
average claim
of all homes are insured
No community discount

Glover Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Edmunds County.
Disasters

4 federal disasters brought FEMA money to Glover Township

Disasters that paid out in Glover Township itself (aid to households or repair grants to Glover Township), newest first, with that year’s flood claims.

  1. 2011Flooding$8K to Glover Township for repairs2 flood claims paid that year
  2. 2010Flooding$9K to Glover Township for repairs
  3. 2009Severe Storms and Flooding$3K to Glover Township for repairs
  4. 2001Severe Winter Storms, Flooding, and Ice Jams$9K to Glover Township for repairs
Disasters declared, by decade
Paid out in Glover TownshipEdmunds County only

Edmunds County has had 17 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Glover Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Glover Township archive →
Next door

Glover Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Cloyd Valley Township: not gradedHillside Township: not gradedMontpelier Township: not gradedGlen Township: not gradedCloyd Valley TownshipHillside TownshipMontpelier TownshipGlen TownshipGlover Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Cloyd Valley Township—0 residents; we grade 1,000+
Hillside Township—50 residents; we grade 1,000+
Montpelier Township—51 residents; we grade 1,000+
Glen Township—12 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Glover Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Glover Township

Does Glover Township flood?

Flood insurance has paid 2 claims in Glover Township since 2011, $2K in all. The most claims came from Late spring storms (2).

Is Glover Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Edmunds County, 0.0% of all homes carry federal flood insurance.

How much is flood insurance in Glover Township?

FEMA’s Community Rating System list shows no discount for Glover Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Glover Township?

By FEMA money that reached Glover Township, Severe Winter Storms, Flooding, and Ice Jams (2001): $9K to Glover Township for repairs. By flood claims, Late spring storms: 2 paid, $2K.

Storm stories

Memories, warnings and help from neighbors in Glover Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Glover Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.