Storms, floods and disasters in Cavour Township
Cavour Township isn’t graded for hazard risk: Cavour Township has 152 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 2007.
What Cavour Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Cavour Township flood? Rarely: 3 flood claims since 2007
Every paid claim on a federal flood insurance policy in Cavour Township, from FEMA’s records.
Cavour Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Beadle County.5 federal disasters brought FEMA money to Cavour Township
Disasters that paid out in Cavour Township itself (aid to households or repair grants to Cavour Township), newest first, with that year’s flood claims.
- 2019Severe Winter Storm, Snowstorm, and Flooding$7K to Cavour Township for repairs
- 2011Flooding$12K to Cavour Township for repairs1 flood claim paid that year
- 2010Flooding$31K to Cavour Township for repairs1 flood claim paid that year
- 2007Severe Storms, Tornadoes, and Flooding$13K to Cavour Township for repairs1 flood claim paid that year
- 2001Severe Winter Storms, Flooding, and Ice Jams$3K to Cavour Township for repairs
Beadle County has had 18 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Cavour Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Cavour Township archive →Cavour Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Cavour | — | 186 residents; we grade 1,000+ | |
| Banner Township | — | 33 residents; we grade 1,000+ | |
| Richland Township | — | 83 residents; we grade 1,000+ | |
| Valley Township | — | 285 residents; we grade 1,000+ | |
| Liberty Township | — | 156 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Cavour Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Cavour Township
Does Cavour Township flood?
Flood insurance has paid 3 claims in Cavour Township since 2007, $73K in all.
Is Cavour Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Beadle County, 1% of homes in mapped flood zones carry federal flood insurance, and 0.1% of all homes do.
How much is flood insurance in Cavour Township?
FEMA’s Community Rating System list shows no discount for Cavour Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Cavour Township?
By FEMA money that reached Cavour Township, Flooding (2010): $31K to Cavour Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Cavour Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Cavour Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.