Chicago and Northwestern Railroad Depot · Photo: Ammodramus · CC0Measured against area pay, Beresford costs less to live in than 73% of U.S. towns
Up 3.1% in a year, close to the South Dakota typical home.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Sioux City, IA-NE-SD metro area ($75K). How TownRatings grades cost of living
Only 4 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
The grade compares costs with what households across the Sioux City metro earn ($75K, Census 2020–24). The typical home costs 3.1 years of metro income, and 20% of renters pay 30% or more of income for housing.
In dollars
- $324Ktypical home, 2% above the South Dakota typical homeZillow, September 2026
- $1,010a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 86prices across the Sioux City metro, where the U.S. is 100 (housing 58)BEA Regional Price Parities, 2024
In paychecks the grade
- 3.1 yrsof area income buys the typical home; the typical U.S. town: 3.3$75K, Sioux City-area income
- 15%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 20%of owners do; the typical U.S. town: 20%Census 2020–24
What’s behind Beresford’s grade
Measured against what households in the area earn, Beresford is more affordable than 73% of U.S. towns. Home prices pull the grade down most; rent holds it up.
Values have outpaced South Dakota: the typical Beresford home is up 36.8% in five years, against 23.4% statewide (Zillow).
Up 36.8% in five years
Faster than South Dakota (23.4%).
Show as a table
| January | Beresford | South Dakota |
|---|---|---|
| 2017 | $169,000 | $183,000 |
| 2018 | $177,000 | $192,000 |
| 2019 | $185,000 | $201,000 |
| 2020 | $202,000 | $212,000 |
| 2021 | $214,000 | $232,000 |
| 2022 | $250,000 | $269,000 |
| 2023 | $275,000 | $293,000 |
| 2024 | $284,000 | $297,000 |
| 2025 | $306,000 | $308,000 |
| 2026 | $324,000 | $316,000 |
| September 2026 | $324,000 | $318,000 |
A typical Beresford home worth $169K in October 2016 is worth about $324K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.
A year’s rent takes 15% of area income
The calculator starts from the area income the grade uses. Switch to Beresford’s own median, or type yours.
That’s $35K short of a typical Beresford home.
A two-bedroom rents for about $1,010 a month here, $960 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Beresford’s typical property tax (0.99% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,010
Renters already here pay a median of $914, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Sioux City, IA-NE-SD MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
3 new homes permitted in 2025
Builders were permitted 3 new homes in Beresford in 2025, all single-family houses. That's 1.3 per 1,000 residents, slower than across South Dakota (6.6). Over the past 10 years, Beresford has permitted 66 homes in all.
Between the 2010 and 2020 censuses, Beresford gained 175 residents while 65 new homes were permitted: about 2.7 new residents per new home, more than across South Dakota (1.6): growth outpaced building.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 3 | 3 | 0 | $932,000 |
| 2025 | 3 | 3 | 0 | $932,000 |
| 2024 | 10 | 2 | 8 | $945,000 |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 6 | 6 | 0 | $1.7 million |
| 2021 | 6 | 6 | 0 | $2 million |
| 2020 | 6 | 4 | 2 | $1.4 million |
| 2019 | 12 | 4 | 8 | $1.5 million |
| 2018 | 13 | 13 | 0 | $2.9 million |
| 2017 | 5 | 5 | 0 | $639,000 |
| 2016 | 5 | 5 | 0 | $1.7 million |
| 2015 | 8 | 8 | 0 | $1.8 million |
| 2014 | 5 | 5 | 0 | $707,000 |
| 2013 | 5 | 5 | 0 | $1.3 million |
| 2012 | 7 | 7 | 0 | $859,000 |
| 2011 | 3 | 3 | 0 | $605,000 |
| 2010 | 2 | 2 | 0 | $420,000 |
| 2009 | 6 | 2 | 4 | $794,000 |
| 2008 | 4 | 4 | 0 | $724,000 |
| 2007 | 8 | 8 | 0 | $975,000 |
| 2006 | 14 | 6 | 8 | $1.6 million |
| 2005 | 15 | 15 | 0 | $2.4 million |
| 2004 | 21 | 21 | 0 | $2.4 million |
| 2003 | 4 | 4 | 0 | $387,000 |
| 2002 | 3 | 3 | 0 | $290,000 |
| 2001 | 8 | 4 | 4 | $902,000 |
| 2000 | 1 | 1 | 0 | $125,000 |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Property tax runs below the South Dakota norm
The median bill is $2,313 (South Dakota: $2,724), 0.99% of a home’s value a year, against 1.06% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Beresford
Only figures published free for the whole country, each labeled with the area it covers: the Sioux City, IA-NE-SD metro area, or South Dakota. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 86 | SD 89 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 94 | SD 95 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 83 | SD 80 | metro | BEA, 2024 |
| Other services U.S. = 100 | 93 | SD 92 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Beresford vs. its neighbors
Of the 1 towns here with a Zillow value, Beresford has the lowest.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, September 2026 | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Beresford | B+ | $324K | $234K | 0.99% | $1,010 |
| Pleasant Township | – | — | $263K | 0.48% | $1,010 |
| Prairie Township | – | — | $336K | — | $1,000 |
“—” under Cost: not graded (too little Census data, or under 1,000 residents). “—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.
Questions about the cost of living in Beresford
Is Beresford expensive to live in?
Measured against what households in the area earn, Beresford costs less than 73% of U.S. towns: a B+ for cost of living. The typical home costs 3.1 years of the median household income of the Sioux City, IA-NE-SD metro area ($75K).
How much does a house cost in Beresford?
About $324K, Zillow’s typical value for September 2026, up 3.1% in a year. The South Dakota typical home is $318K.
What salary do you need to live in Beresford?
To buy the typical home with 20% down at 6.3%, about $84,000 a year, keeping the payment (about $1,970 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $40,000.
How much is rent in Beresford?
HUD puts a two-bedroom at about $1,010 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $914 (Census 2020–24).
What are property taxes in Beresford?
The median bill is $2,313 a year, 0.99% of the median home value (South Dakota: $2,724, 1.06%), from the Census 2020–24.
Are home prices in Beresford going up?
Yes: up 3.1% in the past year and 36.8% in five years, against 23.4% across South Dakota (Zillow).
Neighbors talk housing
What Beresford buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.