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South Carolina›Horry County

Surfside BeachSC

A town of 4,392.

Is Surfside Beach a good place to live?

Surfside Beach grades C overall, 94th of 167 graded towns in South Carolina, with clear strengths and some subjects that lag. Its schools rank ahead of 77% of South Carolina towns. On the other side, FEMA rates its natural-hazard risk higher than 90% of U.S. communities, with hurricanes at the top. 12% of residents are under 18 in Surfside Beach, against 22% in South Carolina’s towns and 22% across U.S. towns. Only 21 of South Carolina’s 261 towns score lower on cost of living. Surfside Beach's civic life (library use, community groups, volunteering) trails 86% of U.S. towns.

What makes Surfside Beach stand out

Where Surfside Beach beats most towns, and one thing worth knowing.

A job hub

Every workday, about 2,610 people come to Surfside Beach for work

Where Surfside Beach’s working residents go each day. Line width shows the share.

18% → Myrtle Beach Myrtle Beach 18% 7% → Conway Conway 7% 6% → Murrells Inlet Murrells Inlet 6% 4% → Garden City Garden City 4% 3% → North Myrtle Beach North Myrtle Beach 3% 3% → Socastee Socastee 3% Surfside Beach · 11% stay
2,788jobs based in Surfside Beach
11%of working residents work in town
11 mimedian commute distance

Census LEHD 2023

How Surfside Beach grades

Each subject compared with towns across the country (schools within South Carolina), ordered by how far Surfside Beach is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Magic Harbor giant ferris wheel
Magic Harbor giant ferris wheel, 1985
Surfside Beach’s story

Surfside Beach in pictures

Census counts: 1,329 in 1970, 4,155 in 2020. The archive holds 8 old photos and papers going back to 1985 and 3 maps from 1937 on.

Explore the history →
Getting set up

Moving to Surfside Beach: who provides what

Who provides power, water and the rest in Surfside Beach, and how to reach them.

The full setup list →
PowerSouth Carolina Public Service Authority12.9¢/kWh · EIA 2025HIFLD · EIA
WaterGsw&sa (Sc2620004) water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNearest public drop-offScipio Lane Recycling Center, 3 miOpenStreetMap
SchoolsHorry County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn South Carolina you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereHorry Board of Voter RegistrationHorry County; contacts on the Handbook page.FVAP, Jan 2024
ZIP code2957529575 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Surfside Beach.

Surfside Beach is a second-home town and draws workers from Socastee and beyond, but it carries more natural-hazard risk than most of South Carolina (mostly hurricanes).

Work & commuteJobs & income grade C

About one in nine working residents works right in Surfside Beach

2,788 jobs are based in Surfside Beach, 1.7 for every working resident, so most of the people who work here commute in.

Most working residents leave Surfside Beach for work: only 11% work in town. The average trip to work in Surfside Beach is 20 minutes. Since 2013, Surfside Beach has added 170 jobs, to 2,788 in 2023.

11%work in town
Surfside BeachSouth Carolina townsU.S. towns
Average trip to work20 minutes24 minutes25 minutes
Below the poverty line17%17%9.6%
Work from home13%8.6%11%
Working residents who work in town11%6.1%8%

Where working residents work

In Surfside Beach11%
Myrtle Beach18%
Conway7%
Murrells Inlet6%
Garden City4%
11 mi
median commute distance
2,788
jobs based in Surfside Beach
A job hub
jobs vs. working residents
B+
Walkability grade: more walkable than 67% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade D

Very high risk in Surfside Beach, with hurricanes at the top

FEMA rates its natural-hazard risk higher than 78% of South Carolina towns, with expected losses of about $1,030 per resident a year; that rating is what its D for hazard risk is built on. 567 flood insurance claims have been filed here, and 23 properties have flooded more than once.

Since 1979, 567 flood insurance claims have been paid out in Surfside Beach.

90risk score of 100
FEMA risk score
90Very high riskLowerHigher
HurricanesInland flooding
567
paid flood claims since 1979
11
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HealthB+

Residents of Surfside Beach are healthier than 69% of U.S. towns

Against the 10,509 U.S. towns with household incomes like Surfside Beach’s, it is healthier than 86%, so its B+ isn’t only a matter of income.

Surfside Beach beats the South Carolina average on 18 of 32 CDC measures and trails it on 5. 26% of adults feel lonely in Surfside Beach. Only 7 of the 169 South Carolina towns we compare have a lower share of adults who sleep under 7 hours than Surfside Beach.

69%healthier than U.S. townsB+Health Grade
Surfside BeachSouth Carolina townsU.S. towns
Feel lonely (CDC PLACES)26%33%33%
Sleep under 7 hours (CDC PLACES)30%38%36%
Yearly checkup (CDC PLACES)84%80%79%
Frequent mental distress (CDC PLACES)14%18%17%
32 measures vs. South Carolina
18 better9 too close to call5 worse
What stands outSurfside BeachSC
Fewer adults facing a utility shut-off4.6%8.9%
Fewer adults facing housing insecurity6.9%13.3%
More adults who have had cancer13.3%8.6%
Tidelands Waccamaw Community Hospital
5 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
80th
percentile among SC towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Who lives here

Older than South Carolina overall

37.8% of homes are seasonal or vacation homes, against 4.5% statewide, which helps explain the older median age.

Surfside Beach’s median age is 55.5 years. Surfside Beach has grown 5.9% since 2020, to 4,392 residents in the Census Bureau’s 2025 estimate. 29% of Surfside Beach residents are 65 or older.

55.5median age · SC 40.2
Surfside BeachSouth Carolina townsU.S. towns
Median age55.5 years38.9 years40.5 years
Aged 65 or older29%17%18%
Bachelor’s degree or more, 25+40%23%29%
Surfside BeachSouth CarolinaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma3%
High school25%
Some college23%
Associate’s10%
Bachelor’s22%
Graduate17%

Women and men · all residents

49% women, 51% men

That’s an even split within the survey’s margin of ±4.3 points. Across South Carolina, 51.3% of residents are women.

Ages and education in Surfside Beach
Surfside BeachSCU.S.
Under 105.1%11.4%11.6%
10 to 176.9%10.1%10.3%
18 to 245.8%9.1%9.1%
25 to 348.6%12.8%13.7%
35 to 449.3%12.5%13.2%
45 to 5413.5%12%12.2%
55 to 6421.9%13.2%12.7%
65 to 7419.4%11.4%10.2%
75 and older9.5%7.4%7%
No diploma3.4%9.9%10.4%
High school24.8%28.2%26%
Some college22.6%19.8%19.1%
Associate’s9.7%10%8.8%
Bachelor’s22.2%19.8%21.6%
Graduate17.3%12.3%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 4,400, single groups can be off by several points

SafetyC

More crime per resident in Surfside Beach than in 66% of U.S. towns

Within South Carolina, it does better than 72% of towns.

34%of U.S. towns report more crimeCSafety Grade
Surfside BeachSouth Carolina townsU.S. towns
Violent crimes per 1,000 (2025)2.5 per 1,000 residents4.31.6
Property crimes per 1,000 (2025)15.6 per 1,000 residents21.79.9

Violent crime per 1,000 residents

Surfside Beach2.5
South Carolina3.9
U.S.3.3

Property crime per 1,000 residents

Surfside Beach15.6
South Carolina17.2
U.S.15.5
34th
percentile among U.S. towns we grade
72nd
percentile among SC towns
11
violent crimes reported in 2025
69
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Climate

In Surfside Beach, expect four seasons and hot summers

July afternoons average 88.4°: hotter than most of the country, but cooler than 98% of South Carolina places with climate records; January nights average 37.1°.

Surfside Beach has mild winters and warm summers, with plenty of rain. Only 2 of the 169 South Carolina towns we compare have a lower July high than Surfside Beach.

88°summer high
Surfside BeachSouth Carolina townsU.S. towns
January low37°F34°F22°F
July high88°F91°F85°F

Typical low → high °F

Winter39–59°
Spring54–72°
Summer72–87°
Fall57–75°
Nov 18
typical first frost
Mar 18
typical last frost
+0.7°
vs. the 20th-century average
88°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

HousingCost of living grade C−

A typical Surfside Beach home is worth about $360K

The typical Surfside Beach home is worth about $360,000, up 2.6% in a year, 18% above the South Carolina typical home.

$360KZillow home value
Surfside BeachSouth Carolina townsU.S. towns
Median rent$1,274 a month$1,058 a month$1,185 a month
Households that own their home68%65%73%

Typical home value

Surfside Beach$360K
South Carolina$304K
Market temperature
BalancedA balanced marketBuyer’sSeller’s
87
days on market
96.1%
sale-to-list price
+2.6%
value change, 1 year
16
homes sold in May

Zillow Home Value Index · Redfin Data Center

OutdoorsC−

Conserved land covers 0.4% of Surfside Beach

0.1 miles of trail in 4 parks and preserves.

0.4%conserved
Surfside BeachSouth Carolina townsU.S. towns
Miles of trail per square mile0.1 miles per square mile0.30.4
Conserved land0.4%1.8%4.3%
0.4%
conserved · 5 of 1,226 acres
0.1 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. W.O. "Bill" Martin Park—4
2. Fuller Park—2
3. Surfside Dog Park—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Nearby attractions

Grand Strand and 5 more within 40 miles

Museums, parks, gardens and other places to visit around Surfside Beach. Close and well known come first.

All 7 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Grand Strand: Phil Guest from Bournemouth, UK, CC BY-SA 2.0 · Brookgreen Gardens: Hisland7, CC BY-SA 3.0 · Family Kingdom Amusement Park: Fk714, CC BY-SA 3.0 · Huntington Beach State Park: Original uploader was Pendragon1998 at en.wikipedia, Public domain · United States Post Office: Pubdog, Public domain · Burroughs School: Pubdog, Public domain

Keep exploring

Everything we know about Surfside Beach

20pages on Surfside Beach
After high school

Colleges nearby

2 within 15 miles of the center of Surfside Beach

Surfside Beach’s neighbors

One town shares a border with Surfside Beach.

Explore the map →
How the neighbors grade
TownSC rankOverallCostSafetySchoolsHealth
Surfside Beach#94CC−CA−B+
Garden City#105CC+—A−C+

Garden City reports no FBI crime data of its own. Compare Surfside Beach with a neighbor →

Questions about Surfside Beach

Short answers, built from the data on this page.

Is Surfside Beach, SC a good place to live?

Surfside Beach grades C overall, better than 32% of U.S. towns and #94 of 167 in South Carolina. It grades B+ for health, C for safety and A− for schools. Hazard risk is its weak spot, with a D.

Is Surfside Beach, SC safe?

Within South Carolina, it does better than 72% of towns.

Is Surfside Beach, SC expensive?

Yes. That is 5.4 years of the area's median household income ($66,880 across the Myrtle Beach-Conway-North Myrtle Beach, SC metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.