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AHazard risk
Natural hazards in Landrum · FEMA

Less hazard damage per building is expected in Landrum than in 89% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Landrum gets an A for hazard risk: lower expected damage per building than 89% of U.S. towns, #5 of 169 in South Carolina. Most of that expected damage is river and rain flooding (72%), then earthquakes (10%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 72%Earthquakes 10%Ice storms 7%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 89%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#5 of 169 in South Carolina
Hazard risk
A#5 of 169
in South Carolina · lower than 89% of U.S. towns
Main hazard
River and rain flooding
72% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
4
of 18 declared for Spartanburg County
By hazard

What Landrum faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

72%of expected building damage
Below average · lower than 77% of U.S. census tracts
Recorded about 2 times a year in the area

Earthquakes

10%of expected building damage
Above average · higher than 69% of U.S. census tracts

Ice storms

7%of expected building damage
Well above average · in the top 5% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Tornadoes Hurricanes Hail Strong wind Lightning Wildfire Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 12% of Landrum’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Landrum’s grade

River and rain flooding is 72% of the building damage FEMA expects in Landrum, and Landrum’s rate of river and rain flooding damage is lower than 77% of U.S. census tracts. Ice storms add 7%, at a rate in the top 5% of U.S. census tracts.

Where Landrum sits
Landrum
Least damageMiddleMost damage

A #5 of 169 in South Carolina; lower expected damage per building than 89% of U.S. towns (21,298).

All of Landrum’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding72%Earthquakes10%Ice storms7%Everything else11%

The typical South Carolina town has lower expected damage than 55% of U.S. towns; within the state, Landrum has less expected damage per building than 98% of South Carolina towns.

In dollars, FEMA expects about $521K a year in losses across Landrum: $385K to buildings, the rest to people and crops.

Recent disaster.FEMA’s model looks at expected damage to the buildings standing today. After Hurricane Helene in 2024, FEMA took 1,672 aid registrations from Landrum addresses (the town has 1,350 homes).
Shared tract.All of Landrum’s 2,481 residents (2020 census) live in one census tract. FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Landrum flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Landrum. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Landrum isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Spartanburg County.
Disasters

4 federal disasters brought FEMA money to Landrum

Disasters that paid out in Landrum itself (aid to households or repair grants to the City of Landrum), newest first, with that year’s flood claims.

  1. 2024Hurricane Helene1,672 households applied for aid$1.3M aid approved$241K to the City of Landrum for repairs
  2. 2005Severe Ice Storm$13K to the City of Landrum for repairs
  3. 2004Tropical Storm Frances2 households applied for aid$480 aid approved
  4. 2002Severe Ice Storm$7K to the City of Landrum for repairs
Disasters declared, by decade
Paid out in LandrumSpartanburg County only

Spartanburg County has had 18 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Landrum after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Landrum archive →
Next door

Landrum and its neighbors

Landrum has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.

Campobello: not gradedCampobelloLandrum
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
LandrumAless damage than 89%river and rain flooding0
Campobello—776 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Landrum faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Landrum

Is Landrum at risk for natural disasters?

On FEMA’s National Risk Index, Landrum has lower expected damage per building than 89% of U.S. towns: A for hazard risk, #5 of 169 in South Carolina. Most of the expected damage is river and rain flooding (72%) and earthquakes (10%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Landrum in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Spartanburg County, 34% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.

How much is flood insurance in Landrum?

FEMA’s Community Rating System list shows no discount for Landrum’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Landrum?

By FEMA money that reached Landrum, Hurricane Helene (2024): 1,672 households applied for aid, $1.3M approved, and $241K to the City of Landrum for repairs.

Is Landrum at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (72%), and Landrum’s rate for it is lower than 77% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Landrum.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Landrum’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.