Photo: Gerry D · CC BY-SA 4.0Storms, floods and disasters in Lake View
Lake View isn’t graded for hazard risk: Lake View has 679 residents; we grade towns of 1,000 or more. Flood insurance has paid 4 claims here since 2008.
What Lake View faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Lake View flood? Rarely: 4 flood claims since 2008
Every paid claim on a federal flood insurance policy in Lake View, from FEMA’s records.
- Hurricane Matthew2 claims · $29K
- Hurricane Idalia1 claim · $8K
Lake View isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dillon County.5 federal disasters brought FEMA money to Lake View
Disasters that paid out in Lake View itself (aid to households or repair grants to the Town of Lake View), newest first, with that year’s flood claims.
- 2024Tropical Storm Debby$47K to the Town of Lake View for repairs
- 2023Hurricane Idalia$6K to the Town of Lake View for repairs1 flood claim paid for it, $8K
- 2018Hurricane Florence105 households applied for aid$95K aid approved$58K to the Town of Lake View for repairs
- 2016Hurricane Matthew201 households applied for aid$117K aid approved$48K to the Town of Lake View for repairs2 flood claims paid for it, $29K
- 2004Tropical Storm Frances114 households applied for aid$70K aid approved
Dillon County has had 18 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Lake View after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lake View archive →Get ready for what Lake View faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lake View
Does Lake View flood?
Flood insurance has paid 4 claims in Lake View since 2008, $79K in all. 1 properties have flooded more than once. The most claims came from Hurricane Matthew (2).
Is Lake View in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Dillon County, 25% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.
How much is flood insurance in Lake View?
FEMA’s Community Rating System list shows no discount for Lake View’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lake View?
By FEMA money that reached Lake View, Hurricane Matthew (2016): 201 households applied for aid, $117K approved, and $48K to the Town of Lake View for repairs. By flood claims, Hurricane Matthew: 2 paid, $29K.
Storm stories
Memories, warnings and help from neighbors in Lake View.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lake View’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.