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B+Hazard risk
Natural hazards in Judson · FEMA

FEMA puts Judson’s expected hazard damage per building below that of 72% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Judson gets a B+ for hazard risk: lower expected damage per building than 72% of U.S. towns, #35 of 169 in South Carolina. Most of that expected damage is river and rain flooding (62%), then earthquakes (18%). Flood insurance has paid 1 claim here since 2004.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 72%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#35 of 169 in South Carolina
By hazard

What Judson faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

62%of expected building damage
Below average · lower than 66% of U.S. census tracts
Recorded about 3 times a year in the area

Earthquakes

18%of expected building damage
Above average · higher than 78% of U.S. census tracts

Tornadoes

8%of expected building damage
Above average · higher than 63% of U.S. census tracts

Ice storms

6%of expected building damage
Well above average · in the top 5% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Hurricanes Hail Strong wind Lightning Wildfire Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 10% of Judson’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Judson’s grade

River and rain flooding is 62% of the building damage FEMA expects in Judson, and Judson’s rate of river and rain flooding damage is lower than 66% of U.S. census tracts. Ice storms add 6%, at a rate in the top 5% of U.S. census tracts.

Where Judson sits
Judson
Least damageMiddleMost damage

B+ #35 of 169 in South Carolina; lower expected damage per building than 72% of U.S. towns (21,298).

Judson’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding62%Earthquakes18%Tornadoes8%Everything else11%

The typical South Carolina town has lower expected damage than 55% of U.S. towns; within the state, Judson has less expected damage per building than 80% of South Carolina towns.

In dollars, FEMA expects about $607K a year in losses across Judson: $405K to buildings, the rest to people and crops.

A small-area figure. Judson covers 2 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Judson flood? Rarely: 1 flood claim since 2004

Every paid claim on a federal flood insurance policy in Judson, from FEMA’s records: 1.0 per 1,000 homes, fewer than 79% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2004: 1 claim2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2004
20042026
1
paid claims since 2004
$6K
paid to owners
0
homes flooded more than once
$6K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Judson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greenville County.
Disasters

The storms Judson remembers

None of the 16 disasters declared for Greenville County shows FEMA aid or repair money reaching Judson itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20041 flood claims paidThe year of Tropical Storm Frances, declared for Greenville County
Disasters declared, by decade
Paid out in JudsonGreenville County only

Greenville County has had 16 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Greenville County, 2016–2025.

Were you here?

Old photos of Judson after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Judson archive →
Next door

Judson and its neighbors

Judson has the lowest expected damage per building of the 5 graded towns here. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
JudsonB+less damage than 72%river and rain flooding1
GreenvilleB+less damage than 65%river and rain flooding112
DuneanBless damage than 64%river and rain flooding10
ParkerBless damage than 60%river and rain flooding4
WelcomeB−more damage than 52%river and rain flooding11

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Judson faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Judson

Is Judson at risk for natural disasters?

On FEMA’s National Risk Index, Judson has lower expected damage per building than 72% of U.S. towns: B+ for hazard risk, #35 of 169 in South Carolina. Most of the expected damage is river and rain flooding (62%) and earthquakes (18%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Judson flood?

Flood insurance has paid 1 claim in Judson since 2004, $6K in all, or 1.0 per 1,000 homes, fewer than 79% of U.S. towns with a flood insurance record.

Is Judson in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Greenville County, 45% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.

How much is flood insurance in Judson?

FEMA’s Community Rating System list shows no discount for Judson’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Judson at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (62%), and Judson’s rate for it is lower than 66% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Judson.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Judson’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.