Photo: Evanoco · CC BY-SA 4.0Storms, floods and disasters in Elloree
Elloree isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Elloree yet.
What Elloree faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Elloree flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Elloree. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Elloree isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Orangeburg County.6 federal disasters brought FEMA money to Elloree
Disasters that paid out in Elloree itself (aid to households or repair grants to the Town of Elloree), newest first, with that year’s flood claims.
- 2024Hurricane Helene153 households applied for aid$387K aid approved
- 2020Severe Storms, Tornadoes, and Straight-line Winds13 households applied for aid$9K aid approved
- 2018Hurricane Florence$8K to the Town of Elloree for repairs
- 2016Hurricane Matthew53 households applied for aid$20K aid approved$6K to the Town of Elloree for repairs
- 2015Severe Storms and Flooding318 households applied for aid$114K aid approved$5K to the Town of Elloree for repairs
- 2004Severe Ice Storm$12K to the Town of Elloree for repairs
Orangeburg County has had 20 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Elloree after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Elloree archive →Get ready for what Elloree faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Elloree
Is Elloree in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Orangeburg County, 21% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Elloree?
FEMA’s Community Rating System list shows no discount for Elloree’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Elloree?
By FEMA money that reached Elloree, Hurricane Helene (2024): 153 households applied for aid, $387K approved.
Storm stories
Memories, warnings and help from neighbors in Elloree.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Elloree’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.