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DuewestPhoto: Sycondavey at English Wikipedia · CC BY 2.5
B+Hazard risk
Natural hazards in Due West · FEMA

On FEMA’s figures, Due West faces less hazard damage per building than 65% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Due West gets a B+ for hazard risk: lower expected damage per building than 65% of U.S. towns. Most of that expected damage is river and rain flooding (62%), then earthquakes (12%). FEMA’s files show no paid flood insurance claims here.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 65%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
By hazard

What Due West faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

62%of expected building damage
Below average · lower than 64% of U.S. census tracts
Recorded about once every 2 years in the area

Earthquakes

12%of expected building damage
Above average · higher than 77% of U.S. census tracts

Tornadoes

10%of expected building damage
Above average · higher than 70% of U.S. census tracts
Recorded about once every 20 years in the area

Ice storms

7%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Hurricanes Strong wind Hail Lightning top 1% Wildfire Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 28% of Due West’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Due West’s grade

River and rain flooding is 62% of the building damage FEMA expects in Due West, and Due West’s rate of river and rain flooding damage is lower than 64% of U.S. census tracts. Ice storms add 7%, at a rate in the top 3% of U.S. census tracts.

Where Due West sits
Due West
Least damageMiddleMost damage

B+ lower expected damage per building than 65% of U.S. towns (21,298).

All of Due West’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding62%Earthquakes12%Tornadoes10%Everything else16%

In dollars, FEMA expects about $507K a year in losses across Due West: $219K to buildings, the rest to people and crops.

Recent disaster.FEMA’s model looks at expected damage to the buildings standing today. After Hurricane Helene in 2024, FEMA took 220 aid registrations from Due West addresses (the town has 475 homes).
Shared tract.All of Due West’s 1,219 residents (2020 census) live in one census tract. FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Due West flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Due West. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Due West isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Abbeville County.
Disasters

2 federal disasters brought FEMA money to Due West

Disasters that paid out in Due West itself (aid to households or repair grants to the Town of Due West), newest first, with that year’s flood claims.

  1. 2024Hurricane Helene220 households applied for aid$144K aid approved$260K to the Town of Due West for repairs
  2. 2000Severe Winter Storm$10K to the Town of Due West for repairs
Disasters declared, by decade
Paid out in Due WestAbbeville County only

Abbeville County has had 14 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Due West after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Due West archive →
Be ready

Get ready for what Due West faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Due West

Is Due West at risk for natural disasters?

On FEMA’s National Risk Index, Due West has lower expected damage per building than 65% of U.S. towns: B+ for hazard risk. Most of the expected damage is river and rain flooding (62%) and earthquakes (12%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Due West in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Abbeville County, 32% of homes in mapped flood zones carry federal flood insurance, and 0.1% of all homes do.

How much is flood insurance in Due West?

FEMA’s Community Rating System list shows no discount for Due West’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Due West?

By FEMA money that reached Due West, Hurricane Helene (2024): 220 households applied for aid, $144K approved, and $260K to the Town of Due West for repairs.

Is Due West at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (62%), and Due West’s rate for it is lower than 64% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Due West.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Due West’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.