Photo: Swampyank at English Wikipedia · CC BY-SA 3.0Storms, floods and disasters in Foster Center
Foster Center isn’t graded for hazard risk: Foster Center has 358 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2010.
What Foster Center faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Foster Center flood? Rarely: 2 flood claims since 2010
Every paid claim on a federal flood insurance policy in Foster Center, from FEMA’s records.
- The March 2010 nor’easter1 claim · $9K
- The December nor’easter1 claim · $10K
Foster Center isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Providence County.The storms Foster Center remembers
None of the 18 disasters declared for Providence County shows FEMA aid or repair money reaching Foster Center itself in FEMA’s records, so these are its biggest flood-claim years.
- 20101 flood claims paidThe year of Severe Storms and Flooding, declared for Providence County
- 20231 flood claims paidThe year of Severe Storm and Flooding, declared for Providence County
Providence County has had 18 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Foster Center after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Foster Center archive →Get ready for what Foster Center faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Foster Center
Does Foster Center flood?
Flood insurance has paid 2 claims in Foster Center since 2010, $20K in all. The most claims came from March 2010 Nor'easter (1).
Is Foster Center in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Providence County, 58% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Foster Center?
FEMA’s Community Rating System list shows no discount for Foster Center’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Foster Center?
By flood claims, March 2010 Nor'easter: 1 paid, $9K.
Storm stories
Memories, warnings and help from neighbors in Foster Center.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Foster Center’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.