Photo: Shuvaev · CC BY-SA 3.0On FEMA’s figures, Warwick Township faces less hazard damage per building than 86% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Warwick Township gets an A for hazard risk: lower expected damage per building than 86% of U.S. towns, #298 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (80%). Flood insurance has paid 34 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Warwick Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Warwick Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Warwick Township’s grade
River and rain flooding is 80% of the building damage FEMA expects in Warwick Township, and Warwick Township’s rate of river and rain flooding damage is lower than 67% of U.S. census tracts. Ice storms add 3%, at a rate in the top 9% of U.S. census tracts.
A #298 of 1,037 in Pennsylvania; lower expected damage per building than 86% of U.S. towns (21,298).
Warwick Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Warwick Township has less expected damage per building than 71% of Pennsylvania towns.
In dollars, FEMA expects about $4.5M a year in losses across Warwick Township: $3.7M to buildings, the rest to people and crops.
Does Warwick Township flood? Sometimes: 34 flood claims since 1978
Every paid claim on a federal flood insurance policy in Warwick Township, from FEMA’s records: 6.3 per 1,000 homes, more than 65% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Lee9 claims · $276K
- Hurricane Floyd3 claims · $23K
- Tropical Storm Allison2 claims · $90K
Warwick Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bucks County.1 federal disaster brought FEMA money to Warwick Township
Disasters that paid out in Warwick Township itself (aid to households or repair grants to Warwick Township), newest first, with that year’s flood claims.
- 2011Hurricane Irene2 households applied for aid$188 aid approved1 flood claim paid for it, $15K
Bucks County has had 21 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Warwick Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Warwick Township archive →Warwick Township and its neighbors
Warwick Township is 2nd of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Warrington Township | Aless damage than 91% | river and rain flooding | 119 |
| Warwick Township | Aless damage than 86% | river and rain flooding | 34 |
| Wrightstown Township | A−less damage than 84% | river and rain flooding | 14 |
| Northampton Township | A−less damage than 82% | river and rain flooding | 98 |
| Buckingham Township | A−less damage than 81% | river and rain flooding | 53 |
| Doylestown Township | B+less damage than 71% | river and rain flooding | 25 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Warwick Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Warwick Township
Is Warwick Township at risk for natural disasters?
On FEMA’s National Risk Index, Warwick Township has lower expected damage per building than 86% of U.S. towns: A for hazard risk, #298 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (80%) and earthquakes (6%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Warwick Township flood?
Flood insurance has paid 34 claims in Warwick Township since 1978, $565K in all, or 6.3 per 1,000 homes, more than 65% of U.S. towns with a flood insurance record. 3 properties have flooded more than once. The most claims came from Tropical Storm Lee (9).
Is Warwick Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Bucks County, 49% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.
How much is flood insurance in Warwick Township?
FEMA’s Community Rating System list shows no discount for Warwick Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Warwick Township?
By FEMA money that reached Warwick Township, Hurricane Irene (2011): 2 households applied for aid, $188 approved. By flood claims, Tropical Storm Lee: 9 paid, $276K.
Is Warwick Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (80%), and Warwick Township’s rate for it is lower than 67% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Warwick Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Warwick Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.