Less hazard damage per building is expected in Springville Township than in 81% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Springville Township gets an A− for hazard risk: lower expected damage per building than 81% of U.S. towns. Most of that expected damage is river and rain flooding (84%). Flood insurance has paid 2 claims here since 2006.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Springville Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Springville Township’s grade
River and rain flooding is 84% of the building damage FEMA expects in Springville Township, and Springville Township’s rate of river and rain flooding damage is lower than 57% of U.S. census tracts. Next is hurricanes at 8% (higher than 72% of U.S. census tracts).
A− lower expected damage per building than 81% of U.S. towns (21,298).
All of Springville Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $599K a year in losses across Springville Township: $495K to buildings, the rest to people and crops.
Does Springville Township flood? Rarely: 2 flood claims since 2006
Every paid claim on a federal flood insurance policy in Springville Township, from FEMA’s records: 2.8 per 1,000 homes, fewer than 54% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Lee1 claim · $17K
Springville Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Susquehanna County.3 federal disasters brought FEMA money to Springville Township
Disasters that paid out in Springville Township itself (aid to households or repair grants to Springville Township), newest first, with that year’s flood claims.
- 2011Tropical Storm Lee4 households applied for aid$10K aid approved1 flood claim paid for it, $17K
- 2006Severe Storms, Flooding, and Mudslides39 households applied for aid$70K aid approved1 flood claim paid that year
- 2004Tropical Depression Ivan2 households applied for aid$2K aid approved
Susquehanna County has had 20 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Springville Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Springville Township archive →Springville Township and its neighbors
Springville Township is 2nd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Dimock Township | A−less damage than 81% | river and rain flooding | 4 |
| Springville Township | A−less damage than 81% | river and rain flooding | 2 |
| Auburn Township | A−less damage than 78% | river and rain flooding | — |
| Nicholson Township | C−more damage than 80% | river and rain flooding | 39 |
| Lathrop Township | — | 695 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Springville Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Springville Township
Is Springville Township at risk for natural disasters?
On FEMA’s National Risk Index, Springville Township has lower expected damage per building than 81% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (84%) and hurricanes (8%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Springville Township flood?
Flood insurance has paid 2 claims in Springville Township since 2006, $32K in all, or 2.8 per 1,000 homes, fewer than 54% of U.S. towns with a flood insurance record. 1 properties have flooded more than once. The most claims came from Tropical Storm Lee (1).
Is Springville Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Susquehanna County, 19% of homes in mapped flood zones carry federal flood insurance, and 1.1% of all homes do.
How much is flood insurance in Springville Township?
FEMA’s Community Rating System list shows no discount for Springville Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Springville Township?
By FEMA money that reached Springville Township, Severe Storms, Flooding, and Mudslides (2006): 39 households applied for aid, $70K approved. By flood claims, Tropical Storm Lee: 1 paid, $17K.
Is Springville Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (84%), and Springville Township’s rate for it is lower than 57% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Springville Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Springville Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.