Even on the area’s higher pay, Souderton costs more to live in than 70% of U.S. towns
It ranks #718 of 1,035 in Pennsylvania for affordability. Up 2.5% in a year, 63% above the Pennsylvania typical home.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area ($91K). How TownRatings grades cost of living
The grade measures what housing costs against what households in the area earn. Souderton’s area earns well above the typical U.S. town ($91K against $74K), but homes, rent and taxes here run higher still. Owners keep up better than renters: 14% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 55% of renters.
In dollars
- $467Ktypical home, 63% above the Pennsylvania typical homeZillow, September 2026
- $1,680a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 103prices across the Philadelphia metro, where the U.S. is 100 (housing 113)BEA Regional Price Parities, 2024
In paychecks the grade
- 3.5 yrsof area income buys the typical home; the typical U.S. town: 3.3$91K, Philadelphia-area income
- 17%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 55%of renters pay 30%+ of income for housing; across Pennsylvania: 48%Census 2020–24
- 14%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out about housing in Souderton
What’s behind Souderton’s grade
Measured against what households in the area earn, Souderton is more affordable than 30% of U.S. towns, #718 of 1,035 in Pennsylvania. Property tax pulls the grade down most; rent holds it up.
Values have outpaced Pennsylvania: the typical Souderton home is up 28.9% in five years, against 22.9% statewide (Zillow).
Up 28.9% in five years
Faster than Pennsylvania (22.9%).
Show as a table
| January | Souderton | Pennsylvania |
|---|---|---|
| 2017 | $275,000 | $171,000 |
| 2018 | $285,000 | $178,000 |
| 2019 | $292,000 | $185,000 |
| 2020 | $304,000 | $196,000 |
| 2021 | $336,000 | $216,000 |
| 2022 | $371,000 | $236,000 |
| 2023 | $406,000 | $253,000 |
| 2024 | $431,000 | $265,000 |
| 2025 | $447,000 | $276,000 |
| 2026 | $456,000 | $283,000 |
| September 2026 | $467,000 | $287,000 |
A typical Souderton home worth $272K in October 2016 is worth about $467K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.
Too few sales to read the market
Only 6 homes sold in May 2026, the latest month in Redfin’s figures: too few to describe the market or quote a median sale price.
A typical home costs 3.5 years of area income
The calculator starts from the area income the grade uses. Switch to Souderton’s own median, or type yours.
That’s $139K short of a typical Souderton home.
A two-bedroom rents for about $1,680 a month here, $1,340 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Souderton’s typical property tax (1.47% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,680
Renters already here pay a median of $1,297, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
No new homes permitted in 2025
No permits for new homes were issued in Souderton in 2025. The last year with any was 2024 (37 new homes).
Between the 2010 and 2020 censuses, Souderton gained 573 residents while 221 new homes were permitted: about 2.6 new residents per new home, more than across Pennsylvania (1.4): growth outpaced building.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 0 | 0 | 0 | — |
| 2024 | 37 | 23 | 14 | $10.2 million |
| 2023 | 13 | 13 | 0 | $3.4 million |
| 2022 | 15 | 15 | 0 | $3.9 million |
| 2021 | 18 | 18 | 0 | $4.7 million |
| 2020 | 13 | 13 | 0 | $3.4 million |
| 2019 | 17 | 17 | 0 | $4.4 million |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 49 | 39 | 10 | $11.5 million |
| 2016 | 48 | 48 | 0 | $12.6 million |
| 2015 | 61 | 1 | 60 | $7.6 million |
| 2014 | 10 | 3 | 7 | $1 million |
| 2013 | 36 | 0 | 36 | $2.5 million |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 5 | 5 | 0 | $531,000 |
| 2008 | 3 | 3 | 0 | $585,000 |
| 2007 | 1 | 1 | 0 | $136,000 |
| 2006 | 0 | 0 | 0 | — |
| 2005 | 13 | 1 | 12 | $973,000 |
| 2004 | 0 | 0 | 0 | — |
| 2003 | 2 | 2 | 0 | $310,000 |
| 2002 | 4 | 4 | 0 | $378,000 |
| 2001 | 4 | 4 | 0 | $200,000 |
| 2000 | 13 | 8 | 5 | $919,000 |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Property tax runs above the Pennsylvania norm
The median bill is $4,716 (Pennsylvania: $3,311), 1.47% of a home’s value a year, against 1.30% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Souderton
Only figures published free for the whole country, each labeled with the area it covers: the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area, or Pennsylvania. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 103 | PA 98 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 97 | PA 99 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 114 | PA 109 | metro | BEA, 2024 |
| Other services U.S. = 100 | 103 | PA 100 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Souderton vs. its neighbors
Of the 2 towns here with a Zillow value, Souderton has the 2nd-lowest. Franconia Township has no Zillow value, so it is in the table only.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, September 2026 | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Souderton | C | $467K | $321K | 1.47% | $1,680 |
| Franconia Township | D | — | $425K | 1.45% | $1,780 |
| Telford | C | $437K | $320K | 1.44% | $1,770 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.
Questions about the cost of living in Souderton
Is Souderton expensive to live in?
Measured against what households in the area earn, Souderton costs more than 70% of U.S. towns: a C for cost of living, #718 of 1,035 in Pennsylvania. The typical home costs 3.5 years of the median household income of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area ($91K).
How much does a house cost in Souderton?
About $467K, Zillow’s typical value for September 2026, up 2.5% in a year. The Pennsylvania typical home is $287K.
What salary do you need to live in Souderton?
To buy the typical home with 20% down at 6.3%, about $129,000 a year, keeping the payment (about $3,020 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $67,000.
How much is rent in Souderton?
HUD puts a two-bedroom at about $1,680 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,297 (Census 2020–24).
What are property taxes in Souderton?
The median bill is $4,716 a year, 1.47% of the median home value (Pennsylvania: $3,311, 1.30%), from the Census 2020–24.
Are home prices in Souderton going up?
Yes: up 2.5% in the past year and 28.9% in five years, against 22.9% across Pennsylvania (Zillow).
Neighbors talk housing
What Souderton buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.