Photo: Nyttend · Public domainFEMA expects less hazard damage per building in Seven Fields than in 86% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Seven Fields gets an A for hazard risk: lower expected damage per building than 86% of U.S. towns, #310 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (93%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Seven Fields faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Seven Fields’ grade
River and rain flooding is 93% of the building damage FEMA expects in Seven Fields, and Seven Fields’ rate of river and rain flooding damage is lower than 56% of U.S. census tracts.
A #310 of 1,037 in Pennsylvania; lower expected damage per building than 86% of U.S. towns (21,298).
All of Seven Fields’ residents live in one census tract; the figures are that tract’s.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Seven Fields has less expected damage per building than 70% of Pennsylvania towns.
In dollars, FEMA expects about $728K a year in losses across Seven Fields: $674K to buildings, the rest to people and crops.
Does Seven Fields flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Seven Fields. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Seven Fields isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Butler County.The storms Seven Fields remembers
None of the 8 disasters declared for Butler County shows FEMA aid or repair money reaching Seven Fields itself in FEMA’s records, so these are its biggest flood-claim years.
Butler County has had 8 natural disasters declared by the President since 1953, most often floods, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Seven Fields and its neighbors
Seven Fields is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Cranberry Township | Aless damage than 93% | river and rain flooding | 40 |
| Seven Fields | Aless damage than 86% | river and rain flooding | 0 |
| Adams Township | A−less damage than 84% | river and rain flooding | 18 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Seven Fields faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Seven Fields
Is Seven Fields at risk for natural disasters?
On FEMA’s National Risk Index, Seven Fields has lower expected damage per building than 86% of U.S. towns: A for hazard risk, #310 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (93%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Seven Fields in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Butler County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Seven Fields?
FEMA’s Community Rating System list shows no discount for Seven Fields’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Seven Fields at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (93%), and Seven Fields’ rate for it is lower than 56% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Seven Fields.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Seven Fields’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.