Photo: Jet Lowe · Public domainStorms, floods and disasters in Reed Township
Reed Township isn’t graded for hazard risk: Reed Township has 195 residents; we grade towns of 1,000 or more. Flood insurance has paid 29 claims here since 1979.
What Reed Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Reed Township flood? Sometimes: 29 flood claims since 1979
Every paid claim on a federal flood insurance policy in Reed Township, from FEMA’s records.
- Tropical Storm Ivan7 claims · $108K
- Tropical Storm Lee6 claims · $190K
- Hurricane Irene1 claim · $46K
Reed Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dauphin County.The storms Reed Township remembers
None of the 17 disasters declared for Dauphin County shows FEMA aid or repair money reaching Reed Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19969 flood claims paidThe year of Severe Storms and Flooding, declared for Dauphin County
- 20047 flood claims paidThe year of Tropical Depression Ivan, declared for Dauphin County
- 20117 flood claims paidThe year of Tropical Storm Lee, declared for Dauphin County
Dauphin County has had 17 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Reed Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Reed Township archive →Reed Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Halifax Township | B+less damage than 66% | river and rain flooding | 24 |
| Watts Township | B−more damage than 52% | river and rain flooding | 15 |
| Penn Township | C−more damage than 81% | river and rain flooding | 254 |
| Duncannon | C−more damage than 81% | river and rain flooding | 199 |
| Middle Paxton Township | C−more damage than 83% | river and rain flooding | 266 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Reed Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Reed Township
Does Reed Township flood?
Flood insurance has paid 29 claims in Reed Township since 1979, $559K in all. 6 properties have flooded more than once. The most claims came from Tropical Storm Ivan (7).
Is Reed Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Dauphin County, 26% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.
How much is flood insurance in Reed Township?
FEMA’s Community Rating System list shows no discount for Reed Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Reed Township?
By flood claims, Tropical Storm Ivan: 7 paid, $108K.
Storm stories
Memories, warnings and help from neighbors in Reed Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Reed Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.