Photo: Ruhrfisch · CC BY-SA 3.0On FEMA’s figures, Piatt Township faces more hazard damage per building than 80% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Piatt Township gets a C− for hazard risk: higher expected damage per building than 80% of U.S. towns. Most of that expected damage is river and rain flooding (96%). Flood insurance has paid 54 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Piatt Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Piatt Township’s grade
River and rain flooding is 96% of the building damage FEMA expects in Piatt Township, and Piatt Township’s rate of river and rain flooding damage is in the top 9% of U.S. census tracts.
C− higher expected damage per building than 80% of U.S. towns (21,298).
All of Piatt Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $562K a year in losses across Piatt Township: $475K to buildings, the rest to people and crops.
Does Piatt Township flood? Sometimes: 54 flood claims since 1979
Every paid claim on a federal flood insurance policy in Piatt Township, from FEMA’s records: 127.4 per 1,000 homes, more than 97% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Ivan28 claims · $409K
Piatt Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lycoming County.5 federal disasters brought FEMA money to Piatt Township
Disasters that paid out in Piatt Township itself (aid to households or repair grants to Piatt Township), newest first, with that year’s flood claims.
- 2018Severe Storms and Flooding$31K to Piatt Township for repairs
- 2016Severe Storms and Flooding$15K to Piatt Township for repairs
- 2011Tropical Storm Lee$14K to Piatt Township for repairs
- 2004Tropical Depression Ivan$33K to Piatt Township for repairs28 flood claims paid for it, $409K
- 2003Snow$4K to Piatt Township for repairs
Lycoming County has had 17 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Piatt Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Piatt Township archive →Piatt Township and its neighbors
Piatt Township is 4th of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Porter Township | Cmore damage than 70% | river and rain flooding | — |
| Woodward Township | C−more damage than 80% | river and rain flooding | 27 |
| Mifflin Township | C−more damage than 80% | river and rain flooding | 33 |
| Piatt Township | C−more damage than 80% | river and rain flooding | 54 |
| Nippenose Township | — | 565 residents; we grade 1,000+ | |
| Susquehanna Township | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Piatt Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Piatt Township
Is Piatt Township at risk for natural disasters?
On FEMA’s National Risk Index, Piatt Township has higher expected damage per building than 80% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (96%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Piatt Township flood?
Flood insurance has paid 54 claims in Piatt Township since 1979, $551K in all, or 127.4 per 1,000 homes, more than 97% of U.S. towns with a flood insurance record. 9 properties have flooded more than once. The most claims came from Tropical Storm Ivan (28).
Is Piatt Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lycoming County, 16% of homes in mapped flood zones carry federal flood insurance, and 1.7% of all homes do.
How much is flood insurance in Piatt Township?
FEMA’s Community Rating System list shows no discount for Piatt Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Piatt Township?
By FEMA money that reached Piatt Township, Tropical Depression Ivan (2004): $33K to Piatt Township for repairs. By flood claims, Tropical Storm Ivan: 28 paid, $409K.
Is Piatt Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (96%), and Piatt Township’s rate for it is in the top 9% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Piatt Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Piatt Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.