Photo: Elaine with Grey Cats on Flickr · CC BY-SA 2.0Storms, floods and disasters in Oregon Township
Oregon Township isn’t graded for hazard risk: Oregon Township has 933 residents; we grade towns of 1,000 or more. Flood insurance has paid 6 claims here since 1996.
What Oregon Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Oregon Township flood? Rarely: 6 flood claims since 1996
Every paid claim on a federal flood insurance policy in Oregon Township, from FEMA’s records.
- Tropical Storm Ivan1 claim · $11K
Oregon Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wayne County.The storms Oregon Township remembers
None of the 21 disasters declared for Wayne County shows FEMA aid or repair money reaching Oregon Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20033 flood claims paidThe year of Severe Storms, Tornadoes, and Flooding, declared for Wayne County
- 19962 flood claims paidThe year of Severe Storms and Flooding, declared for Wayne County
- 20041 flood claims paidThe year of Tropical Depression Ivan, declared for Wayne County
Wayne County has had 21 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Oregon Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Oregon Township archive →Oregon Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Dyberry Township | Aless damage than 86% | river and rain flooding | — |
| Berlin Township | B−less damage than 51% | river and rain flooding | 2 |
| Damascus Township | C+more damage than 62% | river and rain flooding | 52 |
| Lebanon Township | — | 686 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Oregon Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Oregon Township
Does Oregon Township flood?
Flood insurance has paid 6 claims in Oregon Township since 1996, $92K in all. 2 properties have flooded more than once. The most claims came from Tropical Storm Ivan (1).
Is Oregon Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Wayne County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Oregon Township?
FEMA’s Community Rating System list shows no discount for Oregon Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Oregon Township?
By flood claims, Tropical Storm Ivan: 1 paid, $11K.
Storm stories
Memories, warnings and help from neighbors in Oregon Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Oregon Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.