Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY-SA 4.0On FEMA’s figures, Morris Township faces less hazard damage per building than 96% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Morris Township gets an A+ for hazard risk: lower expected damage per building than 96% of U.S. towns, #99 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (84%). Flood insurance has paid 13 claims here since 1984.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Morris Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Morris Township’s grade
River and rain flooding is 84% of the building damage FEMA expects in Morris Township, and Morris Township’s rate of river and rain flooding damage is lower than 78% of U.S. census tracts. Next is strong wind at 7% (higher than 89% of U.S. census tracts).
A+ #99 of 1,037 in Pennsylvania; lower expected damage per building than 96% of U.S. towns (21,298).
All of Morris Township’s residents live in one census tract; the figures are that tract’s.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Morris Township has less expected damage per building than 91% of Pennsylvania towns.
In dollars, FEMA expects about $435K a year in losses across Morris Township: $319K to buildings, the rest to people and crops.
Does Morris Township flood? Sometimes: 13 flood claims since 1984
Every paid claim on a federal flood insurance policy in Morris Township, from FEMA’s records: 9.7 per 1,000 homes, more than 73% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Ivan2 claims · $29K
Morris Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clearfield County.The storms Morris Township remembers
None of the 14 disasters declared for Clearfield County shows FEMA aid or repair money reaching Morris Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20042 flood claims paidThe year of Tropical Depression Ivan, declared for Clearfield County
- 20112 flood claims paidNo declaration for the county that year
- 19841 flood claims paidNo declaration for the county that year
Clearfield County has had 14 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Morris Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Morris Township archive →Morris Township and its neighbors
Morris Township is 3rd of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Graham Township | A+less damage than 96% | river and rain flooding | 1 |
| Cooper Township | A+less damage than 96% | river and rain flooding | 1 |
| Morris Township | A+less damage than 96% | river and rain flooding | 13 |
| Boggs Township | Aless damage than 88% | river and rain flooding | 5 |
| Rush Township | A−less damage than 77% | river and rain flooding | 32 |
| Decatur Township | B+less damage than 74% | river and rain flooding | 2 |
| Hawk Run | — | 744 residents; we grade 1,000+ | |
| North Philipsburg | — | 651 residents; we grade 1,000+ | |
| Casanova | — | 227 residents; we grade 1,000+ | |
| West Decatur | — | 650 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Morris Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Morris Township
Is Morris Township at risk for natural disasters?
On FEMA’s National Risk Index, Morris Township has lower expected damage per building than 96% of U.S. towns: A+ for hazard risk, #99 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (84%) and strong wind (7%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Morris Township flood?
Flood insurance has paid 13 claims in Morris Township since 1984, $312K in all, or 9.7 per 1,000 homes, more than 73% of U.S. towns with a flood insurance record. 1 properties have flooded more than once. The most claims came from Tropical Storm Ivan (2).
Is Morris Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Clearfield County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Morris Township?
FEMA’s Community Rating System list shows no discount for Morris Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Morris Township?
By flood claims, Tropical Storm Ivan: 2 paid, $29K.
Is Morris Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (84%), and Morris Township’s rate for it is lower than 78% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Morris Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Morris Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.