Photo: Nyttend · Public domainStorms, floods and disasters in Juniata Township
Juniata Township isn’t graded for hazard risk: Juniata Township has 776 residents; we grade towns of 1,000 or more. Flood insurance has paid 18 claims here since 1981.
What Juniata Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Juniata Township flood? Sometimes: 18 flood claims since 1981
Every paid claim on a federal flood insurance policy in Juniata Township, from FEMA’s records.
- Tropical Storm Ivan5 claims · $93K
Juniata Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bedford County.The storms Juniata Township remembers
None of the 16 disasters declared for Bedford County shows FEMA aid or repair money reaching Juniata Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19965 flood claims paidThe year of Flooding, Severe Storms, declared for Bedford County
- 20045 flood claims paidThe year of Tropical Depression Ivan, declared for Bedford County
- 19842 flood claims paidThe year of Severe Storms and Flooding, declared for Bedford County
Bedford County has had 16 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Juniata Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Juniata Township archive →Juniata Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Shade Township | A−less damage than 80% | river and rain flooding | 2 |
| Napier Township | C+more damage than 60% | river and rain flooding | 3 |
| Londonderry Township | C−more damage than 85% | river and rain flooding | 561 |
| Harrison Township | — | 977 residents; we grade 1,000+ | |
| Allegheny Township | — | 786 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Juniata Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Juniata Township
Does Juniata Township flood?
Flood insurance has paid 18 claims in Juniata Township since 1981, $214K in all. 3 properties have flooded more than once. The most claims came from Tropical Storm Ivan (5).
Is Juniata Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Bedford County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Juniata Township?
FEMA’s Community Rating System list shows no discount for Juniata Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Juniata Township?
By flood claims, Tropical Storm Ivan: 5 paid, $93K.
Storm stories
Memories, warnings and help from neighbors in Juniata Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Juniata Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.