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Oley Turnpike Road wb in Jacksonwald, PA, May 2026Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY-SA 4.0
–Not graded
Natural hazards in Jacksonwald · FEMA

Storms, floods and disasters in Jacksonwald

Jacksonwald isn’t graded for hazard risk: Jacksonwald is a Census area inside a town, graded with the town. Flood insurance has paid 6 claims here since 2021.

Flood claims
6
paid since 2021 · $370K
Disasters paid out here
0
of 19 declared for Berks County
By hazard

What Jacksonwald faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

76%of expected building damage
Below average · lower than 61% of U.S. census tracts
Recorded about 5 times a year in the area

Hurricanes

14%of expected building damage
Well above average · higher than 82% of U.S. census tracts
Recorded about once every 12 years in the area

Tornadoes

5%of expected building damage
About average · higher than 54% of U.S. census tracts
Smaller shares here
 Earthquakes Strong wind Winter storms Hail Ice storms Lightning Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 8% of Jacksonwald’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Jacksonwald flood? Rarely: 6 flood claims since 2021

Every paid claim on a federal flood insurance policy in Jacksonwald, from FEMA’s records.

Paid flood claims, by year
2021: 1 claim2022: 0 claims2023: 4 claims2024: 0 claims2025: 1 claim2026: 0 claims202120232025
20212026
Biggest named events
  • Hurricane Ida1 claim · $28K
6
paid claims since 2021
$370K
paid to owners
0
homes flooded more than once
$62K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Jacksonwald isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Berks County.
Disasters

The storms Jacksonwald remembers

None of the 19 disasters declared for Berks County shows FEMA aid or repair money reaching Jacksonwald itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20234 flood claims paidNo declaration for the county that year
  2. 20211 flood claims paidNo declaration for the county that year
  3. 20251 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in JacksonwaldBerks County only

Berks County has had 19 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Jacksonwald after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Jacksonwald archive →
Next door

Jacksonwald and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Exeter TownshipA−less damage than 80%river and rain flooding295
St. LawrenceBless damage than 61%river and rain flooding4
Reiffton—a Census area inside a town; graded with the town

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Jacksonwald faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Jacksonwald

Does Jacksonwald flood?

Flood insurance has paid 6 claims in Jacksonwald since 2021, $370K in all. The most claims came from Hurricane Ida (1).

Is Jacksonwald in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Berks County, 34% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.

How much is flood insurance in Jacksonwald?

FEMA’s Community Rating System list shows no discount for Jacksonwald’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Jacksonwald?

By flood claims, Hurricane Ida: 1 paid, $28K.

Storm stories

Memories, warnings and help from neighbors in Jacksonwald.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Jacksonwald’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.