Photo: Nyttend · Public domainStorms, floods and disasters in Hookstown
Hookstown isn’t graded for hazard risk: Hookstown has 80 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2004.
What Hookstown faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Hookstown flood? Rarely: 2 flood claims since 2004
Every paid claim on a federal flood insurance policy in Hookstown, from FEMA’s records.
- Tropical Storm Ivan2 claims · $5K
Hookstown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Beaver County.2 federal disasters brought FEMA money to Hookstown
Disasters that paid out in Hookstown itself (aid to households or repair grants to the Borough of Hookstown), newest first, with that year’s flood claims.
- 2004Tropical Depression Ivan5 households applied for aid$15K aid approved2 flood claims paid for it, $5K
- 2004Severe Storms and Flooding Associated with Tropical Depression Frances3 households applied for aid$11K aid approved
Beaver County has had 12 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Hookstown after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Hookstown archive →Get ready for what Hookstown faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Hookstown
Does Hookstown flood?
Flood insurance has paid 2 claims in Hookstown since 2004, $5K in all. The most claims came from Tropical Storm Ivan (2).
Is Hookstown in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Beaver County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Hookstown?
FEMA’s Community Rating System list shows no discount for Hookstown’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Hookstown?
By FEMA money that reached Hookstown, Tropical Depression Ivan (2004): 5 households applied for aid, $15K approved. By flood claims, Tropical Storm Ivan: 2 paid, $5K.
Storm stories
Memories, warnings and help from neighbors in Hookstown.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hookstown’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.