Photo: Bronayur at English Wikipedia · CC BY-SA 3.0Storms, floods and disasters in Hershey
Hershey isn’t graded for hazard risk: Hershey is a Census area inside a town, graded with the town. Flood insurance has paid 34 claims here since 1979.
What Hershey faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Tornadoes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Hershey flood? Sometimes: 34 flood claims since 1979
Every paid claim on a federal flood insurance policy in Hershey, from FEMA’s records.
- Tropical Storm Lee11 claims · $479K
- Tropical Storm Ivan3 claims · $119K
Hershey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dauphin County.The storms Hershey remembers
None of the 17 disasters declared for Dauphin County shows FEMA aid or repair money reaching Hershey itself in FEMA’s records, so these are its biggest flood-claim years.
- 201111 flood claims paidThe year of Tropical Storm Lee, declared for Dauphin County
- 20186 flood claims paidNo declaration for the county that year
- 19793 flood claims paidNo declaration for the county that year
Dauphin County has had 17 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Hershey after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Hershey archive →Hershey and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Derry Township | A−less damage than 80% | river and rain flooding | 181 |
| East Hanover Township | Bless damage than 58% | river and rain flooding | 62 |
| South Hanover Township | B−more damage than 50% | river and rain flooding | 106 |
| Palmdale | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Hershey faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Hershey
Does Hershey flood?
Flood insurance has paid 34 claims in Hershey since 1979, $1.2M in all. The most claims came from Tropical Storm Lee (11).
Is Hershey in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Dauphin County, 26% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.
How much is flood insurance in Hershey?
FEMA’s Community Rating System list shows no discount for Hershey’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Hershey?
By flood claims, Tropical Storm Lee: 11 paid, $479K.
Storm stories
Memories, warnings and help from neighbors in Hershey.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hershey’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.