Huntingdon Armory · Photo: Generic1139 · CC BY-SA 3.0Storms, floods and disasters in Henderson Township
Henderson Township isn’t graded for hazard risk: Henderson Township has 769 residents; we grade towns of 1,000 or more. Flood insurance has paid 41 claims here since 1984.
What Henderson Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Henderson Township flood? Sometimes: 41 flood claims since 1984
Every paid claim on a federal flood insurance policy in Henderson Township, from FEMA’s records.
- Tropical Storm Ivan15 claims · $344K
Henderson Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Huntingdon County.The storms Henderson Township remembers
None of the 13 disasters declared for Huntingdon County shows FEMA aid or repair money reaching Henderson Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 200415 flood claims paidThe year of Tropical Depression Ivan, declared for Huntingdon County
- 199614 flood claims paidThe year of Flooding Associated with Tropical Depression Fran, declared for Huntingdon County
- 20135 flood claims paidThe year of Severe Storms, Tornadoes, and Flooding, declared for Huntingdon County
Huntingdon County has had 13 natural disasters declared by the President since 1953, most often floods, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Henderson Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Henderson Township archive →Henderson Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Huntingdon | Aless damage than 89% | river and rain flooding | 63 |
| Smithfield Township | A−less damage than 82% | river and rain flooding | — |
| Brady Township | Cmore damage than 74% | river and rain flooding | — |
| Oneida Township | — | not graded yet | |
| Juniata Township | — | 411 residents; we grade 1,000+ | |
| Union Township | — | 919 residents; we grade 1,000+ | |
| Mill Creek | — | 319 residents; we grade 1,000+ | |
| Miller Township | — | 459 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Henderson Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Henderson Township
Does Henderson Township flood?
Flood insurance has paid 41 claims in Henderson Township since 1984, $738K in all. 6 properties have flooded more than once. The most claims came from Tropical Storm Ivan (15).
Is Henderson Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Huntingdon County, 17% of homes in mapped flood zones carry federal flood insurance, and 1.3% of all homes do.
How much is flood insurance in Henderson Township?
FEMA’s Community Rating System list shows no discount for Henderson Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Henderson Township?
By flood claims, Tropical Storm Ivan: 15 paid, $344K.
Storm stories
Memories, warnings and help from neighbors in Henderson Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Henderson Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.