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PA 44 in Hebron Center (2)Photo: Adam Moss from East Amherst, New York, United States · CC BY-SA 2.0
–Not graded
Natural hazards in Hebron Township · FEMA

Storms, floods and disasters in Hebron Township

Hebron Township isn’t graded for hazard risk: Hebron Township has 546 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2007.

Flood claims
1
paid since 2007 · $7K
Disasters paid out here
0
of 10 declared for Potter County
By hazard

What Hebron Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

94%of expected building damage
Well above average · higher than 87% of U.S. census tracts
Recorded about once every 2 years in the area
Smaller shares here
 Hurricanes Tornadoes Strong wind Earthquakes Ice storms Winter storms Hail Wildfire Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts strong wind at 11% of Hebron Township’s expected losses. Strong wind does little damage to buildings (0.5%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hebron Township flood? Rarely: 1 flood claim since 2007

Every paid claim on a federal flood insurance policy in Hebron Township, from FEMA’s records.

Paid flood claims, by year
2007: 1 claim2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2007
20072026
1
paid claims since 2007
$7K
paid to owners
0
homes flooded more than once
$7K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Hebron Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Potter County.
Disasters

The storms Hebron Township remembers

None of the 10 disasters declared for Potter County shows FEMA aid or repair money reaching Hebron Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20071 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in Hebron TownshipPotter County only

Potter County has had 10 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Hebron Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Hebron Township archive →
Next door

Hebron Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Allegany Township: not gradedClara Township: not gradedOswayo Township: not gradedEulalia Township: not gradedAllegany TownshipClara TownshipOswayo TownshipEulalia TownshipHebron Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Allegany Township—456 residents; we grade 1,000+
Clara Township—147 residents; we grade 1,000+
Oswayo Township—303 residents; we grade 1,000+
Eulalia Township—not graded yet

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Hebron Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Hebron Township

Does Hebron Township flood?

Flood insurance has paid 1 claim in Hebron Township since 2007, $7K in all.

Is Hebron Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Potter County, 10% of homes in mapped flood zones carry federal flood insurance, and 1.3% of all homes do.

How much is flood insurance in Hebron Township?

FEMA’s Community Rating System list shows no discount for Hebron Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Hebron Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hebron Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.