Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY-SA 4.0Measured against area pay, Graham Township costs less to live in than 84% of U.S. towns
Builders were permitted 5 new homes in 2025.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the DuBois, PA micro area ($62K). How TownRatings grades cost of living
The grade compares costs with what households across the DuBois-area micro earn ($62K, Census 2020–24). The typical home costs 2.6 years of area income, and 0% of renters pay 30% or more of income for housing.
In dollars
- $980a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
In paychecks the grade
- 2.6 yrsof area income buys the typical home; the typical U.S. town: 3.3$62K, DuBois-area income
- 17%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out about housing in Graham Township
What’s behind Graham Township’s grade
Measured against what households in the area earn, Graham Township is more affordable than 84% of U.S. towns. Property tax pulls the grade down most; the share of households paying 30%+ for housing holds it up.
A typical home costs 2.6 years of area income
The calculator starts from the area income the grade uses. Switch to Graham Township’s own median, or type yours.
That covers a typical Graham Township home, with $77K to spare.
A two-bedroom rents for about $980 a month here, $10 more than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Graham Township’s typical property tax (1.06% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $980
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Clearfield County, PA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
5 new homes permitted in 2025
Builders were permitted 5 new homes in Graham Township in 2025, all single-family houses, worth about $1.5 million to build. That's 3.2 per 1,000 residents, faster than across Pennsylvania (2). Over the past 10 years, Graham Township has permitted 24 homes in all.
Between the 2010 and 2020 censuses, Graham Township's population fell by 52 even though 28 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Pennsylvania: 1.4 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 5 | 5 | 0 | $1.5 million |
| 2024 | 1 | 1 | 0 | $175,000 |
| 2023 | 3 | 3 | 0 | $546,000 |
| 2022 | 1 | 1 | 0 | $390,000 |
| 2021 | 2 | 2 | 0 | $409,000 |
| 2020 | 2 | 2 | 0 | $409,000 |
| 2019 | 3 | 3 | 0 | $677,000 |
| 2018 | 3 | 3 | 0 | $609,000 |
| 2017 | 3 | 3 | 0 | $925,000 |
| 2016 | 1 | 1 | 0 | $250,000 |
| 2015 | 6 | 6 | 0 | $923,000 |
| 2014 | 5 | 5 | 0 | $800,000 |
| 2013 | 3 | 3 | 0 | $500,000 |
| 2012 | 2 | 2 | 0 | $105,000 |
| 2011 | 1 | 1 | 0 | $155,000 |
| 2010 | 1 | 1 | 0 | $236,000 |
| 2009 | 0 | 0 | 0 | — |
| 2008 | 0 | 0 | 0 | — |
| 2007 | 2 | 2 | 0 | $221,000 |
| 2006 | 2 | 2 | 0 | $221,000 |
| 2005 | 3 | 3 | 0 | $332,000 |
| 2004 | 3 | 3 | 0 | $332,000 |
| 2003 | 48 | 48 | 0 | $3.5 million |
| 2002 | 3 | 3 | 0 | $215,000 |
| 2001 | 14 | 14 | 0 | $993,000 |
| 2000 | 11 | 11 | 0 | $678,000 |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Property tax runs below the Pennsylvania norm
The median bill is $1,693 (Pennsylvania: $3,311), 1.06% of a home’s value a year, against 1.30% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
Graham Township vs. its neighbors
Zillow publishes no value for Graham Township. Cooper Township and Boggs Township and Bradford Township and Girard Township and Morris Township have no Zillow value, so they are in the table only.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Graham Township | A− | — | $159K | 1.06% | $980 |
| Girard Township | – | — | $118K | 1.31% | $1,090 |
| Covington Township | – | — | $147K | 0.87% | $1,140 |
| Morris Township | A | — | $117K | 1.26% | $1,110 |
| Bradford Township | A | — | $118K | 1.13% | $1,090 |
| Cooper Township | B+ | — | $171K | 0.92% | $980 |
| Boggs Township | A− | — | $122K | 1.17% | $1,130 |
| Wallaceton | – | — | $126K | 0.90% | $1,110 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures. “—” under Cost: not graded (too little Census data, or under 1,000 residents).
Questions about the cost of living in Graham Township
Is Graham Township expensive to live in?
Measured against what households in the area earn, Graham Township costs less than 84% of U.S. towns: an A− for cost of living. The typical home costs 2.6 years of the median household income of the DuBois, PA micro area ($62K).
How much is rent in Graham Township?
HUD puts a two-bedroom at about $980 a month with utilities, the going rate for someone moving in.
What are property taxes in Graham Township?
The median bill is $1,693 a year, 1.06% of the median home value (Pennsylvania: $3,311, 1.30%), from the Census 2020–24.
Neighbors talk housing
What Graham Township buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.