Storms, floods and disasters in Genesee Township
Genesee Township isn’t graded for hazard risk: Genesee Township has 682 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 1996.
What Genesee Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Genesee Township flood? Rarely: 3 flood claims since 1996
Every paid claim on a federal flood insurance policy in Genesee Township, from FEMA’s records.
- Hurricane Debby2 claims · $22K
Genesee Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Potter County.3 federal disasters brought FEMA money to Genesee Township
Disasters that paid out in Genesee Township itself (aid to households or repair grants to Genesee Township), newest first, with that year’s flood claims.
- 2024Tropical Storm Debby25 households applied for aid$186K aid approved2 flood claims paid for it, $22K
- 2004Tropical Depression Ivan1 households applied for aid$5K aid approved
- 2003Severe Storms, Tornadoes, and Flooding9 households applied for aid$6K aid approved
Potter County has had 10 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Genesee Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Genesee Township archive →Genesee Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Willing | Dmore damage than 94% | river and rain flooding | 4 |
| Oswayo Township | — | 303 residents; we grade 1,000+ | |
| Bingham Township | — | 664 residents; we grade 1,000+ | |
| Allegany Township | — | 456 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Genesee Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Genesee Township
Does Genesee Township flood?
Flood insurance has paid 3 claims in Genesee Township since 1996, $22K in all. The most claims came from Hurricane Debby (2).
Is Genesee Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Potter County, 10% of homes in mapped flood zones carry federal flood insurance, and 1.3% of all homes do.
How much is flood insurance in Genesee Township?
FEMA’s Community Rating System list shows no discount for Genesee Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Genesee Township?
By FEMA money that reached Genesee Township, Tropical Storm Debby (2024): 25 households applied for aid, $186K approved. By flood claims, Hurricane Debby: 2 paid, $22K.
Storm stories
Memories, warnings and help from neighbors in Genesee Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Genesee Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.