Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY-SA 4.0Less hazard damage per building is expected in Findlay Township than in 98% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Findlay Township gets an A+ for hazard risk: lower expected damage per building than 98% of U.S. towns, #57 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (92%). Flood insurance has paid 12 claims here since 1980.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Findlay Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Findlay Township’s grade
River and rain flooding is 92% of the building damage FEMA expects in Findlay Township, and Findlay Township’s rate of river and rain flooding damage is lower than 79% of U.S. census tracts.
A+ #57 of 1,037 in Pennsylvania; lower expected damage per building than 98% of U.S. towns (21,298).
All of Findlay Township’s residents live in one census tract; the figures are that tract’s.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Findlay Township has less expected damage per building than 95% of Pennsylvania towns.
In dollars, FEMA expects about $1.7M a year in losses across Findlay Township: $1.4M to buildings, the rest to people and crops.
Does Findlay Township flood? Sometimes: 12 flood claims since 1980
Every paid claim on a federal flood insurance policy in Findlay Township, from FEMA’s records: 4.1 per 1,000 homes, more than 55% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Ivan2 claims · $13K
Findlay Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Allegheny County.The storms Findlay Township remembers
None of the 15 disasters declared for Allegheny County shows FEMA aid or repair money reaching Findlay Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20134 flood claims paidThe year of Severe Storms, Tornadoes, and Flooding, declared for Allegheny County
- 20043 flood claims paidThe year of Tropical Depression Ivan, declared for Allegheny County
- 20193 flood claims paidNo declaration for the county that year
Allegheny County has had 15 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Findlay Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Findlay Township archive →Findlay Township and its neighbors
Findlay Township has the lowest expected damage per building of the 6 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Findlay Township | A+less damage than 98% | river and rain flooding | 12 |
| North Fayette Township | Aless damage than 93% | river and rain flooding | 36 |
| Moon Township | Aless damage than 91% | river and rain flooding | 19 |
| Hanover Township | A−less damage than 78% | river and rain flooding | — |
| Robinson Township | B+less damage than 72% | river and rain flooding | 7 |
| Independence Township | B−more damage than 51% | river and rain flooding | 16 |
| Enlow | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Findlay Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Findlay Township
Is Findlay Township at risk for natural disasters?
On FEMA’s National Risk Index, Findlay Township has lower expected damage per building than 98% of U.S. towns: A+ for hazard risk, #57 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (92%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Findlay Township flood?
Flood insurance has paid 12 claims in Findlay Township since 1980, $88K in all, or 4.1 per 1,000 homes, more than 55% of U.S. towns with a flood insurance record. 2 properties have flooded more than once. The most claims came from Tropical Storm Ivan (2).
Is Findlay Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Allegheny County, 28% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Findlay Township?
FEMA’s Community Rating System list shows no discount for Findlay Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Findlay Township?
By flood claims, Tropical Storm Ivan: 2 paid, $13K.
Is Findlay Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (92%), and Findlay Township’s rate for it is lower than 79% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Findlay Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Findlay Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.