Photo: Shuvaev · CC BY-SA 4.0Storms, floods and disasters in Eldred Township
Eldred Township isn’t graded for hazard risk: Eldred Township has 911 residents; we grade towns of 1,000 or more. Flood insurance has paid 40 claims here since 1996.
What Eldred Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Eldred Township flood? Sometimes: 40 flood claims since 1996
Every paid claim on a federal flood insurance policy in Eldred Township, from FEMA’s records.
- Tropical Storm Lee20 claims · $808K
- Tropical Storm Ivan5 claims · $51K
- Hurricane Sandy1 claim · $10K
Eldred Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Schuylkill County.The storms Eldred Township remembers
None of the 20 disasters declared for Schuylkill County shows FEMA aid or repair money reaching Eldred Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 201121 flood claims paidThe year of Tropical Storm Lee, declared for Schuylkill County
- 20186 flood claims paidThe year of Severe Storms and Flooding, declared for Schuylkill County
- 19965 flood claims paidThe year of Severe Storms and Flooding, declared for Schuylkill County
Schuylkill County has had 20 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Eldred Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Eldred Township archive →Eldred Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Hegins Township | Bless damage than 64% | river and rain flooding | 1 |
| Butler Township | C−more damage than 79% | river and rain flooding | — |
| Barry Township | — | 860 residents; we grade 1,000+ | |
| Upper Mahantongo Township | — | 550 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Eldred Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Eldred Township
Does Eldred Township flood?
Flood insurance has paid 40 claims in Eldred Township since 1996, $1.0M in all. The most claims came from Tropical Storm Lee (20).
Is Eldred Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Schuylkill County, 17% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.
How much is flood insurance in Eldred Township?
FEMA’s Community Rating System list shows no discount for Eldred Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Eldred Township?
By flood claims, Tropical Storm Lee: 20 paid, $808K.
Storm stories
Memories, warnings and help from neighbors in Eldred Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Eldred Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.