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First Baptist Church of DunkardPhoto: Nyttend · Public domain
C−Hazard risk
Natural hazards in Dunkard Township · FEMA

On FEMA’s figures, Dunkard Township faces more hazard damage per building than 83% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Dunkard Township gets a C− for hazard risk: higher expected damage per building than 83% of U.S. towns. Most of that expected damage is river and rain flooding (94%). Flood insurance has paid 3 claims here since 1982.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 83%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
By hazard

What Dunkard Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

94%of expected building damage
Well above average · in the top 8% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Hail Tornadoes Hurricanes Strong wind Earthquakes Ice storms Lightning Wildfire Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Dunkard Township’s grade

River and rain flooding is 94% of the building damage FEMA expects in Dunkard Township, and Dunkard Township’s rate of river and rain flooding damage is in the top 8% of U.S. census tracts.

Where Dunkard Township sits
Dunkard Township
Least damageMiddleMost damage

C− higher expected damage per building than 83% of U.S. towns (21,298).

All of Dunkard Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding94%Everything else6%

In dollars, FEMA expects about $1.1M a year in losses across Dunkard Township: $1.1M to buildings, the rest to people and crops.

Shared tract.All of Dunkard Township’s 2,177 residents (2020 census) live in one census tract, which it shares with Monongahela township (1,480 residents) and Bobtown CDP (701 residents) and Greensboro borough (264 residents) and Mapletown CDP (125 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Dunkard Township flood? Rarely: 3 flood claims since 1982

Every paid claim on a federal flood insurance policy in Dunkard Township, from FEMA’s records: 3.0 per 1,000 homes, fewer than 52% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1982: 1 claim1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 1 claim1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 1 claim2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims198219962003
19822026
3
paid claims since 1982
$8K
paid to owners
0
homes flooded more than once
$3K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Dunkard Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.
Disasters

The storms Dunkard Township remembers

None of the 12 disasters declared for Greene County shows FEMA aid or repair money reaching Dunkard Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 19821 flood claims paidNo declaration for the county that year
  2. 19961 flood claims paidThe year of Severe Storms, Flooding, and Tornadoes, declared for Greene County
  3. 20031 flood claims paidThe year of Snow, declared for Greene County
Disasters declared, by decade
Paid out in Dunkard TownshipGreene County only

Greene County has had 12 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Dunkard Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Dunkard Township archive →
Next door

Dunkard Township and its neighbors

Dunkard Township is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Springhill TownshipC+more damage than 56%river and rain flooding6
Point MarionC+more damage than 56%river and rain flooding23
Monongahela TownshipC−more damage than 83%river and rain flooding1
Dunkard TownshipC−more damage than 83%river and rain flooding3
Perry TownshipC−more damage than 83%river and rain flooding—
Greene Township—539 residents; we grade 1,000+
Whiteley Township—632 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Dunkard Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Dunkard Township

Is Dunkard Township at risk for natural disasters?

On FEMA’s National Risk Index, Dunkard Township has higher expected damage per building than 83% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (94%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Dunkard Township flood?

Flood insurance has paid 3 claims in Dunkard Township since 1982, $8K in all, or 3.0 per 1,000 homes, fewer than 52% of U.S. towns with a flood insurance record.

Is Dunkard Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Greene County, 14% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.

How much is flood insurance in Dunkard Township?

FEMA’s Community Rating System list shows no discount for Dunkard Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Dunkard Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (94%), and Dunkard Township’s rate for it is in the top 8% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Dunkard Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Dunkard Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.