Photo: Unknown authorUnknown author · Public domainFEMA puts Conewango Township’s expected hazard damage per building above that of 91% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Conewango Township gets a D for hazard risk: higher expected damage per building than 91% of U.S. towns, #1,026 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (98%). Flood insurance has paid 8 claims here since 1992.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Conewango Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Conewango Township’s grade
River and rain flooding is 98% of the building damage FEMA expects in Conewango Township, and Conewango Township’s rate of river and rain flooding damage is in the top 3% of U.S. census tracts.
D #1,026 of 1,037 in Pennsylvania; higher expected damage per building than 91% of U.S. towns (21,298).
All of Conewango Township’s residents live in one census tract; the figures are that tract’s.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Conewango Township has more expected damage per building than 99% of Pennsylvania towns.
In dollars, FEMA expects about $2.6M a year in losses across Conewango Township: $2.4M to buildings, the rest to people and crops.
Does Conewango Township flood? Rarely: 8 flood claims since 1992
Every paid claim on a federal flood insurance policy in Conewango Township, from FEMA’s records: 5.0 per 1,000 homes, more than 60% of the 13,809 U.S. towns with a flood insurance record.
Conewango Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Warren County.The storms Conewango Township remembers
None of the 7 disasters declared for Warren County shows FEMA aid or repair money reaching Conewango Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19926 flood claims paidNo declaration for the county that year
- 20031 flood claims paidThe year of Severe Storms, Tornadoes, and Flooding, declared for Warren County
- 20091 flood claims paidNo declaration for the county that year
Warren County has had 7 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Conewango Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Conewango Township archive →Conewango Township and its neighbors
Conewango Township is 7th of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Sugar Grove Township | Cmore damage than 66% | river and rain flooding | — |
| Farmington Township | Dmore damage than 87% | river and rain flooding | — |
| Pine Grove Township | Dmore damage than 87% | river and rain flooding | 25 |
| Glade Township | Dmore damage than 87% | river and rain flooding | 10 |
| Warren | Dmore damage than 90% | river and rain flooding | 3 |
| Pleasant Township | Dmore damage than 90% | river and rain flooding | 2 |
| Conewango Township | Dmore damage than 91% | river and rain flooding | 8 |
| Brokenstraw Township | D−more damage than 96% | river and rain flooding | 10 |
| North Warren | — | a Census area inside a town; graded with the town | |
| Starbrick | — | 493 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Conewango Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Conewango Township
Is Conewango Township at risk for natural disasters?
On FEMA’s National Risk Index, Conewango Township has higher expected damage per building than 91% of U.S. towns: D for hazard risk, #1,026 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (98%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Conewango Township flood?
Flood insurance has paid 8 claims in Conewango Township since 1992, $202K in all, or 5.0 per 1,000 homes, more than 60% of U.S. towns with a flood insurance record.
Is Conewango Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Warren County, 9% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Conewango Township?
FEMA’s Community Rating System list shows no discount for Conewango Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Conewango Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (98%), and Conewango Township’s rate for it is in the top 3% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Conewango Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Conewango Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.