Photo: Adam Moss from East Amherst, New York, United States · CC BY-SA 2.0Storms, floods and disasters in Choconut Township
Choconut Township isn’t graded for hazard risk: Choconut Township has 693 residents; we grade towns of 1,000 or more. Flood insurance has paid 6 claims here since 1978.
What Choconut Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Choconut Township flood? Rarely: 6 flood claims since 1978
Every paid claim on a federal flood insurance policy in Choconut Township, from FEMA’s records.
- Tropical Storm Lee2 claims · $7K
- Tropical Storm Ivan1 claim · $3K
Choconut Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Susquehanna County.The storms Choconut Township remembers
None of the 20 disasters declared for Susquehanna County shows FEMA aid or repair money reaching Choconut Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20112 flood claims paidThe year of Tropical Storm Lee, declared for Susquehanna County
- 19781 flood claims paidNo declaration for the county that year
- 20041 flood claims paidThe year of Tropical Depression Ivan, declared for Susquehanna County
Susquehanna County has had 20 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Choconut Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Choconut Township archive →Choconut Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Silver Lake Township | A−less damage than 76% | river and rain flooding | 2 |
| Forest Lake Township | B+less damage than 74% | river and rain flooding | — |
| Friendsville | — | 162 residents; we grade 1,000+ | |
| Apolacon Township | — | 319 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Choconut Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Choconut Township
Does Choconut Township flood?
Flood insurance has paid 6 claims in Choconut Township since 1978, $66K in all. 1 properties have flooded more than once. The most claims came from Tropical Storm Lee (2).
Is Choconut Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Susquehanna County, 19% of homes in mapped flood zones carry federal flood insurance, and 1.1% of all homes do.
How much is flood insurance in Choconut Township?
FEMA’s Community Rating System list shows no discount for Choconut Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Choconut Township?
By flood claims, Tropical Storm Lee: 2 paid, $7K.
Storm stories
Memories, warnings and help from neighbors in Choconut Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Choconut Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.