Photo: White Feather Safari Inspecting Life · CC BY 2.0On FEMA’s figures, Cherryhill Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Cherryhill Township gets a B− for hazard risk: higher expected damage per building than 50% of U.S. towns. Most of that expected damage is river and rain flooding (94%). Flood insurance has paid 7 claims here since 1993.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Cherryhill Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Cherryhill Township’s grade
River and rain flooding is 94% of the building damage FEMA expects in Cherryhill Township, and Cherryhill Township’s rate of river and rain flooding damage is higher than 74% of U.S. census tracts.
B− higher expected damage per building than 50% of U.S. towns (21,298).
All of Cherryhill Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $729K a year in losses across Cherryhill Township: $637K to buildings, the rest to people and crops.
Does Cherryhill Township flood? Rarely: 7 flood claims since 1993
Every paid claim on a federal flood insurance policy in Cherryhill Township, from FEMA’s records: 6.8 per 1,000 homes, more than 67% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Debby1 claim · $79K
- Tropical Storm Lee1 claim · $11K
Cherryhill Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Indiana County.The storms Cherryhill Township remembers
None of the 15 disasters declared for Indiana County shows FEMA aid or repair money reaching Cherryhill Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19962 flood claims paidThe year of Severe Storms, Flooding, and Tornadoes, declared for Indiana County
- 19931 flood claims paidThe year of Severe Snowfall and Winter Storm, declared for Indiana County
- 20111 flood claims paidNo declaration for the county that year
Indiana County has had 15 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Cherryhill Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Cherryhill Township archive →Cherryhill Township and its neighbors
Cherryhill Township is 6th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| White Township | A+less damage than 98% | river and rain flooding | 37 |
| Pine Township | A+less damage than 95% | river and rain flooding | 3 |
| Green Township | A−less damage than 84% | river and rain flooding | 8 |
| Brush Valley Township | A−less damage than 79% | river and rain flooding | 5 |
| Rayne Township | Bless damage than 55% | river and rain flooding | 1 |
| Cherryhill Township | B−more damage than 50% | river and rain flooding | 7 |
| Dixonville | — | 756 residents; we grade 1,000+ | |
| Heilwood | — | 239 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Cherryhill Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Cherryhill Township
Is Cherryhill Township at risk for natural disasters?
On FEMA’s National Risk Index, Cherryhill Township has higher expected damage per building than 50% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (94%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Cherryhill Township flood?
Flood insurance has paid 7 claims in Cherryhill Township since 1993, $133K in all, or 6.8 per 1,000 homes, more than 67% of U.S. towns with a flood insurance record. 1 properties have flooded more than once. The most claims came from Hurricane Debby (1).
Is Cherryhill Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Indiana County, 19% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Cherryhill Township?
FEMA’s Community Rating System list shows no discount for Cherryhill Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Cherryhill Township?
By flood claims, Hurricane Debby: 1 paid, $79K.
Is Cherryhill Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (94%), and Cherryhill Township’s rate for it is higher than 74% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Cherryhill Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Cherryhill Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.